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Is Finicity, a Mastercard Company safe?

Finicity, a Mastercard Company risk score

https://finicity.com

The company’s data is at critical risk of exposure or other security challenges, which could potentially result in financial loss, reputational damage, and privacy concerns. It appears there is an immediate need to secure the data and strengthen security protocols.

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f

69/100

overall score

Total issues found:

1260
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Updated on: August 14, 2024

Data we analyse
Recent Critical Risk issues we found
15 corporate credentials stolen
Recent data breach: 19 days ago
15% employees reuse breached passwords
4 high-risk vulnerabilities detected
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What information we check

For security teams to quickly address digital threats, efficiently handle zero-day incidents, and reduce their risk exposure time, we gather billions of signals each week from a multitude of sources. We help organizations identify risks, gain actionable insights, and respond faster to stay ahead of threats. This includes the collection and analysis of data from a multitude of clearnet and darknet sources to have a thorough and up-to-date understanding of a company’s digital stance.


Some of the factors we use to calculate the overall score:
Software patching
Web application security
Email security
Dark web exposure

Finicity, a subsidiary of Mastercard, is a pioneering force in the financial technology sector, dedicated to enhancing financial management and decision-making for individuals, families, and businesses. Established with a mission to democratize financial data, Finicity provides secure and rapid access to high-quality data, facilitating a more informed and empowered approach to finance. The company's core services span across banking, big data, cloud data services, data integration, data visualization, financial services, FinTech, and payments.

Operating from its headquarters in Salt Lake City, Utah, Finicity's open banking platform stands out by offering consumers and small to midsize enterprises unprecedented control over their financial data. This empowerment is a cornerstone of Finicity's philosophy, aiming to transform everyday financial activities—ranging from simple budgeting and payments to complex investing and lending processes. By prioritizing user consent and transparency, Finicity fosters a trust-based relationship with its users, ensuring that they can manage their financial data with confidence and security.

Collaborating with a broad spectrum of financial institutions and innovative fintech companies, Finicity is committed to leveling the playing field in the financial ecosystem. The company's advanced data connections support a variety of applications, enhancing financial literacy, promoting financial inclusion, and driving positive financial outcomes for all stakeholders involved.

As a leader in the fintech industry, Finicity continues to influence the financial landscape by integrating cutting-edge technology with robust data management practices. This approach not only supports the financial aspirations of its users but also contributes to the broader goal of creating a more inclusive and efficient financial environment.
Website:
https://finicity.com
Industries:
Financial Services
Company size:
501-1000 employees
Founded:
2000
Headquarters:
434 West Ascension Way; Suite 200; Murray, Utah 84123, US

Security risk report

Phishing and malware

1192 issues

The risks of malware and phishing include data and identity theft, system damage, financial fraud and losses, and the potential for credential compromise, which can lead to further attacks on personal or organizational systems.

1 Corporate passwords leaked (15)
2 Employee passwords stolen (8121)
3 Employees affected by data breaches (464)
4 Data points leaked (8121)
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Network security

31 issues

Network security issues can help hackers find and map out services on your network, revealing weak spots. Once they identify these targets, they can break in and move around the network to access more systems. This can lead to data breaches and other security problems that may disrupt your business operations. Keeping the network infrastructure up-to-date helps organizations defend against such risks by identifying vulnerabilities early and strengthening network defenses.

1 High vulnerabilities (4)
2 Medium vulnerabilities (26)
3 Most of the IPs are provided by same internet service providers
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Email security

0 issues

Weak email security policies and improper email server configurations can lead to compromised accounts within your organization that are used to spread phishing, malware or spam through your official communication channels. Our approach helps identify and strengthen these policies, protecting the company's image and maintaining client trust.

Website security

37 issues

Website security vulnerabilities are the most common way for threat actors to initiate data breaches and deploy arbitrary malicious code, potentially stealing customer information, payment details and otherwise negatively impacting your company’s reputation. By using passive vulnerability scanning techniques, we can legally and with confidence identify exposed network nodes and check them for known vulnerabilities. This approach helps organizations protect their business operations and reputation by proactively securing their websites.

1 Domain certificate path validation failure
2 SSL certificate lifespan is longer than recommended 90 days (6)
3 Deployed certificate signatures are RSA only, should have at least one of ECDSA signatures (8)
4 Deployed certificate types are RSA only, should have at least one of ECDSA (8)
5 Deprecated cipher suites are supported, but should be rejected (7)
6 Deprecated TLS versions are supported, but should be rejected (7)
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Outcome reliability

We gather billions of signals weekly from a multitude of sources to enable organizations identify risks and prepare actionable insights so that they could respond to threats faster. We ensure that all data is cross-checked for false positives and ensure an utmost quality to it. By providing valuable insights to security teams on various aspects of an organization’s cyber health we can ensure quick and appropriate responses to address digital threats, respond to zero-day incidents more efficiently, and minimize their risk exposure timeline. Learn more about our methodology .

This is an inline graph showing outcome reliability scores. The grades are as follows: F is between 0 and 70, D is between 70 and 78, C is between 79 and 85, B is between 85 and 95, and A is above 95.
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Disclaimer

As a cybersecurity news platform, we aim to enhance digital safety by all means. For this reason, we developed this scoring system. However, the scores are intended solely for informational purposes and should not be interpreted as an absolute assessment of a company’s cybersecurity strength or weakness. The methodology used to generate these scores may not capture all factors relevant to a company’s cybersecurity risk.

All information is provided without a warranty of any kind, express or implied. Users may use this information at their own risk. We are not responsible for the consequences of any unauthorized use of these scores, including, but not limited to any decisions made, as a result of or reliance upon anything contained in herein or any damages of any kind, including without limitation direct, indirect, consequential, exemplary, special or other damages.