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Is Monzo Bank safe?

Monzo Bank risk score

The company’s data is likely at moderate risk of exposure or other security challenges, which could potentially result in financial loss, reputational damage, and privacy concerns. It may be beneficial for the company to consider taking proactive measures to mitigate these risks by addressing potential vulnerabilities, enhancing security protocols, and closely monitoring its systems.

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c

82/100

overall score

Total issues found:

1062
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Updated on: September 10, 2024

Data we analyse
Recent Critical Risk issues we found
5 corporate credentials stolen
Recent data breach: 14 days ago
212 SSL configuration issues found
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What information we check

For security teams to quickly address digital threats, efficiently handle zero-day incidents, and reduce their risk exposure time, we gather billions of signals each week from a multitude of sources. We help organizations identify risks, gain actionable insights, and respond faster to stay ahead of threats. This includes the collection and analysis of data from a multitude of clearnet and darknet sources to have a thorough and up-to-date understanding of a company’s digital stance.


Some of the factors we use to calculate the overall score:
Software patching
Web application security
Email security
Dark web exposure

Monzo is a prominent player in the financial technology sector, known for its innovative approach to banking and financial services. Established in 2015 and headquartered in the United Kingdom, Monzo has rapidly grown into a key service provider within the FinTech industry, offering a range of products that include digital banking, wealth management, and other financial services through a user-friendly mobile app.

Monzo's mission is to make banking accessible, convenient, and transparent for millions of customers worldwide. It offers features such as instant notifications, budgeting tools, and savings pots, along with the ability to freeze a card instantly via the app, which appeals to a tech-savvy demographic seeking greater control over their financial affairs.

Regulated by the Financial Conduct Authority (FCA) in the UK, Monzo adheres to stringent regulatory standards, ensuring a high level of security and compliance in all operations. The company is committed to providing a safe and secure environment for its users' funds and personal data, employing advanced security measures to protect against potential threats.

Despite its relatively short history, Monzo has made significant strides in the FinTech space, characterized by a strong focus on customer experience and innovation. The company continues to expand its offerings and explore new avenues for enhancing user engagement and satisfaction.

As Monzo progresses, it remains dedicated to refining its services and maintaining transparency, thereby reinforcing its position as a trusted and forward-thinking presence in the financial technology landscape.
Website:
https://monzo.com
Industries:
Banking
Company size:
1001-5000 employees
Founded:
2015
Headquarters:
Broadwalk House; Appold Street; London, England EC2A 2AG, GB

Risk report

https://monzo.com

Phishing and malware

844 issues

The risks of malware and phishing include data and identity theft, system damage, financial fraud and losses, and the potential for credential compromise, which can lead to further attacks on personal or organizational systems.

1 Corporate passwords leaked (5)
2 Employee passwords stolen (13669)
3 Employees affected by data breaches (511)
4 Data points leaked (13669)
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Network security

1 issue

Network security issues can help hackers find and map out services on your network, revealing weak spots. Once they identify these targets, they can break in and move around the network to access more systems. This can lead to data breaches and other security problems that may disrupt your business operations. Keeping the network infrastructure up-to-date helps organizations defend against such risks by identifying vulnerabilities early and strengthening network defenses.

1 Most of the IPs are provided by same internet service providers
2 Credential brute-force attacks on webpage logins and services like SSH, FTP, SIP, SMTP, RDP, etc (2)
3 Spam email content, infected attachments, and phishing emails (2)
4 Phishing websites and/or email (2)
5 Comment/forum spam, HTTP referer spam, or other CMS spam (2)
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Email security

0 issues

Weak email security policies and improper email server configurations can lead to compromised accounts within your organization that are used to spread phishing, malware or spam through your official communication channels. Our approach helps identify and strengthen these policies, protecting the company's image and maintaining client trust.

Website security

217 issues

Website security vulnerabilities are the most common way for threat actors to initiate data breaches and deploy arbitrary malicious code, potentially stealing customer information, payment details and otherwise negatively impacting your company’s reputation. By using passive vulnerability scanning techniques, we can legally and with confidence identify exposed network nodes and check them for known vulnerabilities. This approach helps organizations protect their business operations and reputation by proactively securing their websites.

1 Medium vulnerabilities (2)
2 Low vulnerabilities
3 Domain certificate path validation failure (3)
4 SSL certificate lifespan is longer than recommended 90 days (47)
5 Deployed certificate signatures are RSA only, should have at least one of ECDSA signatures (28)
6 Deployed certificate types are RSA only, should have at least one of ECDSA (28)
7 Deprecated cipher suites are supported, but should be rejected (53)
8 Deprecated TLS versions are supported, but should be rejected (53)
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Outcome reliability

We gather billions of signals weekly from a multitude of sources to enable organizations identify risks and prepare actionable insights so that they could respond to threats faster. We ensure that all data is cross-checked for false positives and ensure an utmost quality to it. By providing valuable insights to security teams on various aspects of an organization’s cyber health we can ensure quick and appropriate responses to address digital threats, respond to zero-day incidents more efficiently, and minimize their risk exposure timeline. Learn more about our methodology .

This is an inline graph showing outcome reliability scores. The grades are as follows: F is between 0 and 70, D is between 70 and 78, C is between 79 and 85, B is between 85 and 95, and A is above 95.
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Disclaimer

As a cybersecurity news platform, we aim to enhance digital safety by all means. For this reason, we developed this scoring system. However, the scores are intended solely for informational purposes and should not be interpreted as an absolute assessment of a company’s cybersecurity strength or weakness. The methodology used to generate these scores may not capture all factors relevant to a company’s cybersecurity risk.

All information is provided without a warranty of any kind, express or implied. Users may use this information at their own risk. We are not responsible for the consequences of any unauthorized use of these scores, including, but not limited to any decisions made, as a result of or reliance upon anything contained in herein or any damages of any kind, including without limitation direct, indirect, consequential, exemplary, special or other damages.