Aura pricing and plans in 2026

Aura is one of the more comprehensive identity theft protection services in the market, combining identity monitoring, credit monitoring, financial fraud protection, and online security tools. Understanding Aura pricing and plans in 2026 can help you find the right balance of coverage and cost, whether you need protection for yourself, a partner, your whole family, or just your kids.

In this guide, I break down Aura's cost, device coverage, identity and financial protection, and all of the extras it covers, like antivirus, a VPN, parental controls, and data removal. By comparing Aura's pricing and features, you can see which plan offers the right level of protection without paying for features you don't need.

How much does Aura cost in 2026?

Currently, Aura pricing starts at $10.00/month for the Individual plan when billed annually. You can also pay monthly, although the annual option comes at a lower rate.

Aura currently has four main plans:

• Aura Individual – from $10.00/month when billed annually. Covers one adult with identity theft protection, three-bureau credit monitoring, fraud alerts, a VPN, and antivirus in the same subscription.
• Aura Couple – from $18.00/month when billed annually. Extends the same core protection to two adults, with credit and financial monitoring plus VPN and antivirus coverage for up to 20 devices.
• Aura Family – from $29.00/month when billed annually. Covers up to five adults with Aura's core identity and fraud protection, while adding child identity monitoring, parental controls, and Safe Gaming for unlimited kids.
• Aura Kids – $10.00/month when billed annually. Parents or guardians get access to parental controls and online safety tools to manage an unlimited number of kids.

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Aura cost in 2026: plans and prices explained

As detailed in our full Aura Identity Theft Protection review, Aura combines identity theft monitoring with financial fraud protection and online security features. It offers four plans in total: Individual, Couple, Family, and Kids.

Below, I break down each plan, its pricing, and what's included.

• Aura Individual – $10.00/month
• Aura Couple – $18.00/month
• Aura Family – $29.00/month
• Aura Kids – $10.00/month

Aura Individual and Couple plans – from $10.00/month

The Aura Individual and Couple plans cover the same core identity, financial fraud, and online security features, with the main difference being the number of adults and devices included. Individual covers one adult and 10 devices, while Couple covers two adults and 20 devices.

Here's what's included:

• $1M in identity theft insurance per adult. If someone uses your personal information to commit fraud and you face losses as a result, Aura provides up to $1,000,000 in coverage per adult.
• 3-bureau credit and financial monitoring. Aura keeps an eye on your Experian, Equifax, and TransUnion files, as well as connected bank and financial accounts. If someone opens a new account in your name or makes suspicious changes to your finances, you can get an alert.
• Home and auto title monitoring. Aura watches for suspicious changes to your property and vehicle titles and alerts you if it detects activity that could indicate title fraud.
• Dark web monitoring, personal data removal, and account cleanup. Aura now even helps remove your information from 425+ data brokers, people search sites, junk mail lists, and Google Search results. It also identifies leaked, old or inactive accounts linked to your email addresses so you can secure or delete them.
• Antivirus, VPN, and password manager. Aura includes all three as part of the subscription, but they’re better viewed as useful extras than replacements for dedicated products, since our testing found them more limited than comparable standalone services.

Here's how Aura's Individual and Couple pricing breaks down:

Plan	Coverage	Annual price	Monthly price
Individual	1 adult, 10 devices	$10.00/month	$13.00/month
Couple	2 adults, 20 devices	$18.00/month	$24.00/month

Aura Family plan – from $29.00/month

The Aura Family plan covers up to 5 adults and unlimited kids, with protection for up to 50 devices. It includes the same identity and financial protection as the Individual and Couple plans, but adds child identity protection, with monitoring for children's SSNs and credit files to help catch identity fraud early. It also adds parental controls, online wellbeing tools, and Safe Gaming by Kidas, including cyberbullying and predator alerts.

Here's what else you get:

• Child identity protection. Where the Family plan really adds value is with its child-focused protection. Aura monitors children's SSNs and credit files, so you can spot potential misuse of their information.
• Parental controls and Safe Gaming. Family adds content filtering, screen time controls, internet pausing, and online wellbeing tools, while Kidas provides alerts for cyberbullying and potential predators during gaming.
• AI spam call and message protection. This is another Family-only addition, using AI to help identify and block suspicious calls and messages before they turn into scams.
• Up to $5M in identity theft insurance. Unlike many identity protection services that split individual coverage among extra members, Aura gives each adult up to $1M in insurance for eligible losses and expenses, bringing the total to $5 million with five adults on the Family plan. However, kids aren’t covered with financial identity theft insurance.
• The same core protection as the Individual and Couple plans. Each adult member gets all the perks in the standalone plans, such as 3-bureau credit monitoring, financial and title monitoring, data removal, and Aura's antivirus, VPN, and password manager.

Here's the current pricing for the Aura Family plan:

Billing	Coverage	Price
Annual	5 adults, unlimited children, 50 devices	$29.00/month
Monthly	5 adults, unlimited children, 50 devices	$39.00/month

Aura Kids plan – from $10.00/month

Unlike the previously mentioned plans, the Aura Kids plan mainly provides parental controls. It includes tools for managing screen time, filtering content, monitoring online activity, and protecting kids while gaming, but it does not include Aura's identity theft, credit monitoring, or financial fraud protection.

Here's what you get:

• Parental controls. The Kids plan gives parents tools to filter websites and apps, set screen time limits and schedules, and pause internet access when needed.
• Online wellbeing. Aura lets you see how your child uses their devices throughout the day, including activity and social interactions, and provides recommendations based on those patterns.
• Safe Gaming by Kidas. For kids who spend time gaming, Aura can monitor in-game voice and text chats and send alerts about potential cyberbullying, scams, and predators.
• Activity reports and alerts. Weekly gaming reports and alerts about potentially harmful interactions give parents a clearer picture of their child's online activity.

Here's the current pricing for the Aura Kids plan:

Billing	Coverage	Price
Annual	Unlimited devices and children	$10.00/month
Monthly	Unlimited devices and children	$13.00/month

Aura money-back guarantee and refund policy

Unlike some of the best identity theft providers, Aura offers a quite generous 14-day completely free trial on its plans, giving you some time to try the service before you're charged. That applies to the Individual, Couple, Family, and Kids plans.

There are a few conditions, though. The trial is available once per customer, and you’ll also need to provide payment details when signing up. If you don't cancel before the trial ends, Aura automatically charges you for the subscription you selected.

If you choose annual billing, Aura also backs the subscription with a 60-day money-back guarantee. So even after the free trial ends, you still have time to decide whether the service is worth keeping and request a refund if it isn't a good fit.

The Kids plan follows the same 14-day trial, but its coverage is limited to parental controls, online wellbeing, and other child-safety features instead of Aura's identity theft and financial monitoring tools.

Overall, the combination of a free trial and a 60-day money-back guarantee gives you a fairly long window to test Aura before fully committing to the subscription.

Does Aura have hidden costs?

I didn't find any hidden fees attached to Aura's advertised plans. Worth mentioning is that the Kids plan benefits don't cost extra on the Family plan. You can add unlimited children under the same subscription, with the primary account holder adding them directly from the Aura account. You'll need to provide some basic details, and Aura may ask for proof of guardianship when adding a child.

The Kids plan is separate, though. It costs $10.00/month when billed annually or $13.00/month monthly and also covers unlimited kids and devices. The difference is that Kids focuses on parental controls, online wellbeing, and gaming safety, while Family combines those tools with Aura's full identity theft, credit, and financial fraud protection.

Final thoughts

As an identity theft protection service, Aura covers an unusually wide range of security needs, including identity monitoring, credit monitoring, financial fraud protection, and online security tools in one subscription. Its Family plan goes a step further with child identity monitoring, parental controls, and Safe Gaming.

With plans starting at $10.00/month, Aura is competitively priced for the amount of identity, financial, and online security protection bundled into its subscriptions. The 14-day free trial and 60-day money-back guarantee on annual plans also give you a decent amount of time to test the service before committing.

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