Cloaked vs Aura (2026): in-depth comparison and expert insights

Identity theft protection services continue to grow in 2026. While both Cloaked and Aura are leading identity protection services, each provider tackles the issue differently. Cloaked focuses more on preventing exposure in the first place, while Aura provides broader protection across identity, credit, finances, devices, and families.

For this Cloaked vs Aura 2026 comparison, I reviewed their features, plans, pricing, customer support, and overall value. Not to spoil the whole article, but Aura is the better choice for most people, while Cloaked remains a strong option if keeping your personal information private is the main priority. To find out why Aura won and where Cloaked excels, keep on reading.

Cloaked vs Aura overview

For a quick look at the main similarities and differences between Cloaked and Aura, I have created the table below.

	Aura	Cloaked
Rating	4.8 ★ ★ ★ ★ ★	4.2 ★ ★ ★ ★ ☆
Price	From $10.00/month with annual billing	From $9.99/month with annual billing
Free trial	✅ Yes, 14 days with a 60- days money-back guarantee	❌ No, but a 30-day money-back guarantee is available
Credit monitoring	✅ Yes, all 3 bureaus	❌ No
Antivirus	✅ Yes, full-device antivirus	❌ No
Insurance	Up to $1 million	Up to $1 million
Data removal	More than 425 brokers and related sources	More than 140 data brokers and 1,000+ total removal sites
Platforms	Windows, macOS, Android, iOS, and browser extensions	Windows, macOS, Android, iOS, and browser extensions
Free version	❌ No	❌ No
Discounts	Get up to 66% OFF Aura Identity Theft Protection	Get up to 50% OFF Cloaked

About Cloaked

Cloaked is a privacy service built around disposable digital identities. While typical identity theft protection services focus on fixing the mess after exposure has already occurred, Cloaked really leans hard on prevention. It masks all of your email addresses, phone numbers, and passwords with unique aliases that you can use for online accounts, purchases, and business inquiries.

Nonetheless, Cloaked still reinforces protection with a second layer of security tools, such as dark web and SSN monitoring, Call Guard for unwanted calls, a password manager, and even a VPN. It also provides necessary help to deal with any aftermath of exposure or identity theft. Automated data removal clears profiles from broker databases, while identity theft insurance covers eligible losses after an incident.

However, Cloaked provides less extensive identity and financial monitoring than more comprehensive identity theft protection services, such as Aura. It does not monitor credit bureaus, financial transactions, property records, or criminal records. Cloaked also lacks system-level antivirus and parental controls.

Visit Cloaked

Pros

• Unlimited masked email addresses and phone numbers
• Up to $1 million in identity theft insurance
• Automated removal from more than 1,000 sites
• AI Call Guard with every paid plan
• Dark web and SSN exposure alerts
• Password manager and mobile VPN included
• 30-day money-back guarantee
• Virtual cards to hide real payment details

Cons

• No spam text filtering for personal phone numbers
• No parental controls or dedicated child protection
• No credit bureau monitoring
• No system-level antivirus
• VPN only works on Android and iOS
• No free trial

About Aura

Aura builds on standard identity monitoring and device security with stronger protection where the consequences are most serious: credit fraud, compromised bank accounts, fraudulent transactions, and costly identity recovery.

To cover those risks, Aura monitors all three credit bureaus, bank accounts, transactions, property titles, and criminal records. If fraud occurs, every covered adult receives White Glove Fraud Resolution and up to $1 million in identity theft insurance. That raises the total coverage to $2 million for couples and $5 million for families.

Of course, Aura does not simply wait for fraudulent transactions to appear. It also serves the full package of a first line of defense. Its antivirus, Safe Browsing, VPN, and password manager help block malware, phishing pages, unsafe connections, and account takeovers before they develop into more serious incidents. On top of that, Aura’s Family plan adds child SSN content filtering, screen-time controls, and gaming alerts for cyberbullying and online predators.

However, Aura does not offer Cloaked’s disposable phone numbers. It provides much deeper monitoring and recovery, but does a little less to prevent users from sharing their real contact information in the first place.

Visit Aura Identity Theft Protection

Pros

• 3-bureau credit monitoring
• $1 million in identity theft insurance per adult
• Personal fraud recovery specialist who handles your case
• Full antivirus and VPN
• Financial, investment, title, and criminal record monitoring
• Parental controls and child identity protection
• 14-day free trial
• 60-day refund period for eligible annual plans

Cons

• Credit lock only covers Experian
• No antivirus scanning on iPhones or iPads
• No Linux app
• No disposable phone numbers or email aliases
• Parental controls require the Family plan, while insurance only covers adults
• No disposable phone numbers

Cloaked vs Aura: feature comparison

Aura and Cloaked overlap on dark web monitoring, data removal, insurance, VPNs, and password management. However, Aura provides broader identity theft protection, while Cloaked’s main advantage lies in preventing the exposure of personal data through disposable identities.

The table below compares the main features included with each service.

Feature	Aura	Cloaked
Identity, dark web, and SSN monitoring	✅ Monitors personal details, online accounts, SSNs, IDs, and dark web exposures	✅ Dark web, breach, and SSN monitoring with real-time alerts
Credit monitoring and lock	✅ All three bureaus and one-click Experian CreditLock	❌ No
Financial account monitoring	✅ Bank, card, investment, retirement, and transaction alerts	❌ No
Property and criminal-record monitoring	✅ Home and auto titles, criminal records, and court records	❌ No
Antivirus	✅ Full-device protection on Windows, macOS, and Android	❌ No system-level antivirus
Family protection	✅ Parental controls, child SSN monitoring, three-bureau credit monitoring, and gaming alerts	❌ No parental controls or dedicated child monitoring
Phishing and email protection	✅ Safe Browsing and scam scanning for linked email accounts	⚠️ Aliases reduce exposure, but no dedicated real-time phishing blocker is documented
Masked phone numbers	❌ No	✅ Unlimited aliases for calls and texts
Private payments and mobile identity	❌ No comparable feature	✅ Optional eSIM and invite-only virtual cards
VPN	✅ Windows, macOS, Android, and iOS	✅ Android and iOS only
Identity recovery assistance	✅ Personal fraud specialist with 24/7 White Glove Fraud Resolution	✅ 24/7 support for restoring an affected identity and credit
Identity theft insurance	✅ Up to $1 million	✅ Up to $1 million
Data removal sources	✅ 425+ data brokers and people-search sites, plus Google results	✅ Around 140 data brokers and 1,000+ total removal sites
Masked email addresses	✅ Disposable aliases through the browser extension	✅ Unlimited aliases with separate identity inboxes
Spam-call and message protection	✅ Spam-call protection; message protection included with Family	✅ AI Call Guard; no filtering documented for personal text messages
Password and account security	✅ Password manager	✅ Password manager, password generator, AI password changer, and TOTP codes

Intro to the features was a little misleading, as Aura wins the feature comparison by quite a wide margin. It monitors credit files, bank accounts, transactions, property records, and criminal records, while Cloaked covers none of them. Aura also adds full-device antivirus, parental controls, up to $1 million in insurance per adult, and a personal specialist who helps resolve fraud.

That said, Cloaked does beat Aura in proactive privacy. Its unlimited phone and email aliases let you create separate identities for stores, apps, and online accounts. If one alias gets leaked or starts receiving spam, you can disable it without changing your real phone number or email address. That said, only around 140 of Cloaked’s 1,000+ removal sites are actual data brokers. The rest include people-search services, aggregators, and other websites.

Cloaked is more useful for preventing unnecessary data exposure. Aura offers much better protection once stolen information is used for fraud, credit applications, financial transactions, or identity theft.

Cloaked vs Aura: pricing and plans

Cloaked costs less across its annual plans, while Aura provides more protection for the price. Since one wins on cost and the other on overall value, I’m calling this round a draw. Both providers offer Individual, Couple, and Family plans. Aura also sells a separate Kids plan for parental controls and online safety.

Here are the main plans:

Plan	Aura paid annually	Aura paid monthly	Cloaked paid annually	Cloaked paid monthly
Individual	$120.00/year	$13.00/month	$119.99/year	$14.99/month
Couple	$216.00/year	$24.00/month	$174.99/year	$19.99/month
Family	$348.00/year	$39.00/month	$299.99/year	$29.99/month
Kids	$120.00/year	$13.00/month	❌ Not available	❌ Not available

Across all three plans, Cloaked keeps the same core features and mainly raises the price as more members are added. Aura gives every covered adult their full identity, financial, and device protection, while the Family plan adds safeguards for unlimited children.

The Individual tier shows the value difference most clearly. Aura costs only fraction more per year but adds three-bureau credit monitoring, bank and transaction alerts, property and criminal-record monitoring, full-device antivirus, and personal fraud recovery.

With that said, Cloaked becomes much cheaper with Couple coverage. Its Couple plan costs $174.99/year, while Aura charges $216.00/year. Still, Aura gives both adults 3-bureau credit monitoring, financial alerts, personal fraud recovery, and up to $1 million in insurance per adult, so the overall value is extended fairly.

Cloaked Family costs $299.99/year and covers the subscriber plus 3 members. Cloaked also advertises up to $1 million in identity theft insurance per member. However, its insurance summary only states a $1 million limit per policy period and does not explain how that limit applies across a Family subscription.

Aura Family costs $348.00/year and covers 5 adults plus unlimited children. Despite costing more, it is also a more worthwhile investment. Compared to the Cloaked family plan option, it covers 1 additional adult, clearly provides $1 million in insurance per adult up to $5 million total, and adds child SSN, parental controls, and gaming safety alerts.

Aura pricing also offers a separate Kids plan for $10.00/month. It doesn’t limit the number of children you can protect and offers content filtering, screen-time controls, internet pausing, activity tracking, and gaming alerts. However, the Kids plan does not include Aura’s adult credit, financial, or recovery protection.

On top of that, Aura gives customers more time to test that additional protection. New customers receive a 14-day free trial, while plans include a generous 60-day money-back guarantee. Cloaked skips the free trial but at least offers a 30-day money-back guarantee.

Aura ultimately wins on how much protection you get for the price, while Cloaked wins on the amount you pay. Since each provider holds a different advantage, the pricing round ends in a draw.

Cloaked vs Aura: identity protection

Overall, Aura is one of the best identity theft protection services for its sheer breadth of tools. While Cloaked helps reduce how much real personal information companies collect in the first place, Aura monitors more ways stolen data can lead to financial or identity fraud.

	Aura	Cloaked
Exposure prevention	✅ Email aliases and automated data removal	✅ Unlimited email and phone aliases plus automated data removal
Dark web monitoring	✅ Monitors SSNs, online accounts, and other personal information	✅ Scans 8 data types across breach sites, forums, marketplaces, Discord, and Telegram
SSN monitoring	✅ Yes	✅ Yes
Credit monitoring	✅ Equifax, Experian, and TransUnion	❌ No
Credit lock	✅ Experian credit lock	❌ No, but provides credit-freeze instructions
Financial monitoring	✅ Monitors bank profile changes, transactions, and investment accounts	❌ Dark web exposure alerts only
Property monitoring	✅ Monitors home and auto titles plus criminal and court records	❌ No
Criminal-record monitoring	✅ Yes	❌ No
Data removal	✅ 425+ data brokers, people-search sites, junk-mailers, and Google results	✅ 1,000+ total removal sites, including data brokers, aggregators, and other websites
Identity theft insurance	✅ Up to $1 million per adult	✅ Up to $1 million
Recovery support	✅ Dedicated White Glove Fraud Resolution specialist	✅ 24/7 restoration specialists

Both Aura and Cloaked alert you when personal information leaks. However, what they do before and after that alert differs quite a bit.

As already mentioned, Cloaked leans hard on keeping real credentials private through unlimited email and phone aliases. While that is a noble and very much welcome goal, aliases can only go so far. Banks, lenders, healthcare providers, government services, and many employers still require your real identity. None of these databases are 100% safe, and new breaches happen constantly, so some exposure is nearly impossible to avoid in this day and age.

That is where and why Aura pulls ahead. Aura watches whether exposed information is used to apply for credit, access financial accounts, alter property records, or create criminal records. It also provides clearer insurance limits and personal recovery support when prevention fails.

Overall, Cloaked excels at reducing exposure before anything happens and advertises broader data-removal coverage, although its 1,000+ figure includes non-broker sites. Aura still wins because it protects against the much wider chain of problems that can follow.

Cloaked vs Aura: malware and phishing protection

Aura also takes the lead in malware and phishing protection because, besides blocking threats before they cause harm, it can actually deal with malware that has already infected your device. Cloaked can filter known malicious domains and screen suspicious callers, but it cannot scan downloaded files or remove an infection.

The table below shows the main differences:

	Aura	Cloaked
Malware protection	✅ Full-device antivirus	✅ Malicious domain filtering through the mobile VPN
Phishing protection	✅ Safe Browsing through apps, VPN, and extensions	✅ Mobile VPN blocks known phishing domains
Real-time protection	✅ Background antivirus protection	❌ No system-level protection
Ransomware protection	✅ Antivirus covers ransomware	❌ No
Scam calls	✅ Family plan or add-on	✅ AI Call Guard with paid plans
Scam texts	✅ Family plan or add-on	❌ Not available for personal phone numbers
Email protection	✅ Available for supported email services	❌ No dedicated inbox scanner documented

Even though Aura takes this category, Cloaked Call Guard is a seriously impressive tool for phone scams. Its AI answers unknown calls, blocks scams and robocalls, and lets legitimate callers through with a transcript. Cloaked also includes Call Guard with every paid plan, while Aura limits comparable SIM protection to its Family plan or a paid add-on.

On top of that, on Android and iOS, Cloaked’s VPN blocks domains connected to malware, phishing, command-and-control systems, ads, trackers, gambling, and cryptomining. However, it cannot inspect, quarantine, or remove an infected file. Overall, Cloaked’s malware protection ends at the website level.

Aura, on the other hand, provides system-level antivirus for Windows, macOS, and Android. Its antivirus is capable of scanning in the background, blocking malware, isolating infected files, and removing detected threats. Aura’s Safe Browsing feature also blocks phishing and malicious websites through its apps, VPN, and browser extensions.

While it doesn’t offer a dedicated antivirus for iOS, iPhone users still receive Safe Browsing. Even with that limitation, Aura protects against a much wider range of threats, from the first phishing link to malware that reaches the device, so it comfortably wins this round.

Cloaked vs Aura: device and online protection

If your goal is to cover as many devices as possible, Aura is the better choice. It covers desktops and phones more evenly. However, Cloaked still gives you better tools for hiding your real contact details.

Here’s the main compatibility:

	Aura	Cloaked
Supported platforms	Windows, macOS, iOS, Android	Android and iOS, desktop web dashboard
Browser extensions	Chrome, Firefox, and Edge	Chrome, Brave, Edge, and Arc
VPN	✅ Windows, macOS, iOS, and Android	✅ Android and iOS
Password manager	✅ Yes	✅ Yes
Identity masking	✅ Email aliases	✅ Unlimited email and phone aliases
Ad and tracker blocking	✅ Yes	✅ Yes

Cloaked works well in browsers, with extensions for several Chromium-based browsers and access through a web dashboard. However, its native apps and VPN are limited to Android and iOS. That said, Cloaked VPN is not a throwaway subscription extra. It uses physical servers across more than 70 countries and 130 cities, RAM-only hardware, post-quantum WireGuard protection, and an independently verified no-logs policy.

Aura’s VPN counters with desktop support, more than 100 virtual locations, a kill switch, and split tunneling. Overall, Aura is built more like a traditional security suite. Its password manager, VPN, browser protection, and security tools cover the main devices themselves instead of relying on browser and mobile protection. This becomes particularly useful when several people share one subscription across different operating systems.

Aura ultimately wins simply because its protection follows users across more devices.

Cloaked vs Aura: parental control features

Aura easily wins this category, simply because Cloaked does not offer dedicated parental controls or child protection. Cloaked’s Family plan just adds more members, while Aura gives parents actual tools to manage their children’s online activity and protect their identities.

The table below compares the available family features:

	Aura	Cloaked
Adult members	Up to 5 adults	Up to 4 total members
Child profiles	✅ Unlimited children	❌ No dedicated child profiles
Content filtering	✅ Yes	❌ No
Screen-time management	✅ Yes	❌ No
App and website limits	✅ Yes	❌ No
Pause the internet	✅ Yes	❌ No
Child SSN monitoring	✅ Family plan	❌ No
Child credit-freeze assistance	✅ All 3 bureaus	❌ No
Gaming safety monitoring	✅ More than 200 Windows PC games	❌ No

Aura's commitment to dedicated parental control tools is impressive, covering the things parents deal with every day. With its Family and Kids plans, you can block apps and websites, schedule screen-free time, or pause the internet without taking the device away. Additionally, its well-being reports provide comprehensive insights into changes in sleep, activity, and social patterns rather than only counting hours.

Aura even covers risks that children may not recognize themselves in. Safe Gaming by Kidas monitors voice and text across more than 200 Windows PC games for predators, scams, and cyberbullying. That said, keep in mind that Aura acknowledges alerts may not always be immediate or completely accurate, but Cloaked lacks any attempt at comparable gaming protection.

The difference also extends to the protection of children's identities. Aura Family includes SSN and online account monitoring for children, while parents can request credit freezes with Equifax, Experian, and TransUnion.

Overall, Cloaked is barely a competitor in this category, giving Aura another win.

Cloaked vs Aura: customer support

Aura narrowly wins customer support. Both providers cover the core support methods, but Aura keeps its phone support available 24/7 for general support, such as billing, account, and technical problems, while Cloaked handles routine phone support during set hours.

The table below compares their available support channels.

Support channel	Aura	Cloaked
Phone support	✅ Available, 24/7	✅ Available, 9:00AM–8:00PM ET weekdays; 9:00AM–1:00PM weekends
Email support	✅ Available	✅ Available
Live chat	✅ Available	✅ Available, after signing in
Help center	✅ Available	✅ Available
24/7 identity restoration	✅ Available	✅ Available
Dedicated fraud specialists	✅ White Glove Fraud Resolution	✅ Identity restoration specialists

Both providers offer phone, email, live chat, help articles, and 24/7 identity restoration. However, Aura explicitly provides 24/7 phone support for any issue, alongside its White Glove Fraud Resolution team.

On the other hand, Cloaked also provides 24/7 access to human identity-restoration specialists who help victims restore their identities and credit. However, its general phone support operates during regular work hours, while live chat is available after signing in via the app or browser.

Since both providers cover emergency recovery, Aura wins by a narrow margin for making human support available around the clock for every type of issue.

Cloaked vs Aura: which one should you choose?

After extensive evaluation, I can confidently say that Aura is the better choice for most people. It protects credit, finances, identities, devices, and families, while Cloaked leaves several of those areas uncovered.

That said, Cloaked is still worth considering if your priority is keeping your real contact details away from websites, retailers, and other companies. Its unlimited email and phone aliases will reduce that footprint and create a strong privacy layer. However, you will still need separate services for credit monitoring, antivirus, and parental controls.

Aura covers all of those missing areas within the same subscription. It adds full-device antivirus, three-bureau credit and financial monitoring, and comprehensive parental controls, so you do not need separate services to complete your protection.

FAQ