Best LifeLock alternatives in 2026: compare features & pricing
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Although Norton’s LifeLock offers a broad set of identity protection features, many users start looking at identity theft protection alternatives once they dig into how the service works long term. Common reasons include rising renewal prices after the first year, limited bureau credit monitoring on lower-tier plans, and restrictions around family coverage.
Together with the Cybernews research team, I studied the alternatives to LifeLock based on factors like real-time alerts, data monitoring, credit monitoring features, insurance coverage and limits. In this article, I’ll explore how Coveron, Aura and other services compare against LifeLock – and which one fits you and your goals best.
LifeLock is a well-known identity theft protection service, but many of its most talked-about features sit behind higher-priced plans. Services like Coveron, Aura, and Surfshark Alert offer simpler pricing with family-focused plans and more hands-on recovery support. Which LifeLock competitor works best for you depends on what you value most.
Our top LifeLock alternatives (quick picks)
- Coveron – best overall LifeLock alternative on the market
- Aura – best for families
- Surfshark Alert – best VPN-bundled choice
- Bitdefender – best antivirus-backed option
- Guardio – best browser-focused identity theft protection
- Incogni – best for removing personal data online
Our team combines cybersecurity experts and consumer protection specialists who rigorously test each identity theft protection service. All findings undergo verification from our fraud prevention experts to ensure accuracy and relevance. We maintain complete transparency about our testing methodology and regularly update our reviews as services evolve or when new threats emerge. Our testing includes a detailed examination of monitoring capabilities, alert systems, and recovery services across multiple scenarios. Learn more about our testing process.
Why look for a LifeLock alternative?
Primary reason to look for alternatives is its price, but there are a few more reason to seek LifeLock alternatives:
- Slower alert speed. I noticed some users report faster alerts on LifeLock’s competitors, with Aura and Coveron mentioned among speedy options. .
- FTC settlement issues. It’s worth noting that the company has previously lost a court case against the Federal Trade Commission and had to pay over $100 million for failing to protect consumers’ information.
LifeLock vs top alternatives (side-by-side)
To see how LifeLock stacks up against other identity theft protection services, I researched its features, pricing, and monitoring capabilities side by side with alternatives. The key differences come down to cybersecurity extras and overall value. Check out how LifeLock compares to its strongest contenders:
| Identity theft protection services | 1st year price | Renewal price | Online data monitoring | Credit monitoring | Identity theft insurance | Money-back guarantee | Dark web monitoring | Parental controls | Password manager | Family plans | 24/7 customer support |
| LifeLock by Norton | $10.42/month | From ~$124.99/year (varies after intro period) | ✅ Yes | Up to 3 bureaus | ✅ Yes, up to $3 million | 60 days for annual subscriptions, 14 days for monthly plans | Only in Norton 360 with LifeLock | Only in Norton 360 with LifeLock | Only in Norton 360 with LifeLock | ✅ Yes, Family Plans for 2 adults or 2 adults + 5 kids | ✅ Yes |
| Coveron | $0.94/month | Starting from $0.94/month | ✅ Yes | Up to 3 bureaus | ✅ Yes, up to $1 million | 30 days | ✅ Yes | ❌ No | ❌ No | ❌ No | ✅ Yes |
| Aura | $9.00/month | Starting from $9.00/month | ✅ Yes | 3 bureaus | ✅ Yes, up to $5 million | 60 days for annual plans only | ✅ Yes | ✅ Yes | ✅ Yes | ✅ Yes, for couples (2 adults) or 5 adults + unlimited kids | ✅ Yes |
| Surfshark Alert | $2.69/month | Starting from $17.95/month | ✅ Yes | ❌ No | ✅ Yes, up to $1 million | 30 days | ✅ Yes | ❌ No | ❌ No | ❌ No | ✅ Yes |
| Bitdefender | $7.49/month | $12.99/year | ✅ Yes | Up to 3 bureaus | Up to $2 million | 30 days | ✅ Yes | ❌ No | ❌ No | ❌ No | ✅ Yes |
| Guardio | $14.99/month | $14.99/month | ✅ Yes | ❌ No | Up to $1 million | 3 days | ✅ Yes | ❌ No | ❌ No | ✅ Yes | ✅ Yes |
| Incogni | $7.19/month | $7.19/month | ✅ Yes | ❌ No | ❌ No | 30 days | ❌ No | ❌ No | ❌ No | ✅ Yes | ✅ Yes |
Top alternatives to LifeLock
Below, I have gathered 6 LifeLock alternatives that add improvements or offer a different cybersecurity focus. Let's see what is better than LifeLock and how the following services enhance your digital identity protection.
1. Coveron – best overall alternative to LifeLock in 2026
| Dark Web monitoring: | Yes |
| Credit monitoring: | Yes, up to 3 credit bureaus |
| Insurance coverage: | Up to $1 million |
| Free trial: | 30-day money-back guarantee only |
| Price starts from: | $0.94/month |
| 24/7 customer support: | Yes (mail, help center) |
Why pick this over LifeLock:
- Competitive entry pricing with clear tier structure
- Great integration with other Nord tools
- Easy to set up and use
Coveron (formerly NordProtect) is known for its strong identity protection and fast alerts. This was my main reason for picking it as the best overall alternative to LifeLock. It covers the same core areas, from identity monitoring and credit tracking to fraud alerts.
Coveron features
Coveron offers noticeably fast alerts. In my tests, it flagged dark web leaks in under 10 minutes. LifeLock, by comparison, sometimes took hours.
Credit monitoring is available with one bureau in almost all of its plans, which mirrors LifeLock Core’s 2-bureau credit monitoring and LifeLock Advanced and Total’s 3-bureau coverage. However, it has now expanded the credit monitoring to 3 bureaus if you purchase the Platinum subscription. The dashboard also deserves a mention: everything from credit reports to threat alerts is centralized in one clean, user-friendly interface. There's no bouncing between different Norton tools like you have to do with LifeLock.
Pricing
Coveron starts cheaper than LifeLock. There’s no free plan, but you have a 30-day money-back guarantee.
The pricing starts at $0.94/month, which shakes out to around $12 a year. That's way cheaper than LifeLock Core plan, but you'll get more with Coveron at that level.
| Feature | Starter | Silver | Gold | Platinum |
| Identity theft insurance | Up to $10K | Up to $1M | Up to $1M | Up to $1M |
| Dark web monitoring | Yes | Yes | Yes | Yes |
| Credit monitoring | No | 1-bureau (TransUnion) | 1-bureau + VantageScore 3.0 | 3-bureau monitoring + annual reports |
| Financial account monitoring | No | No | No | Yes |
| Identity restoration support | No | Yes | Yes | Yes |
| Family plans | No | No | No | No |
| Money-back guarantee | 30 days | 30 days | 30 days | 30 days |
| Monthly price | $0.94 | $15.99 | $23.99 | $31.99 |
| Annual price | $16.99 | $68.29 | $96.79 | $125.29 |
Final verdict
Coveron strips identity protection down to the essentials: fast alerts, intuitive design, and comprehensive coverage at a fair price. During my testing, it showed me it can do everything LifeLock does, with impressive speed and without hidden costs. Read our full Coveron review to learn more about my top LifeLock alternative.
2. Aura – best for families and bundled tools
| Dark Web monitoring: | Yes |
| Credit monitoring: | Yes, 3 major credit bureaus for all plans |
| Insurance coverage: | Up to $1 million per adult |
| Free trial: | 14-day free trial |
| Price starts from: | $9.00/month |
| 24/7 customer support: | Yes (phone number, live chat, email, online knowledge base) |
Why pick this over LifeLock?
- All plans include three-bureau credit monitoring
- Strong family and child monitoring options
- Extra privacy and security tools bundled in (VPN, password manager, etc.)
Aura is one of those LifeLock competitors that’s hard to tell apart at first. They even share the 2nd and 3rd spots in our best identity protection service list. Both offer wide-ranging cybersecurity features, but Aura pulls ahead in a few key areas.
Aura features
Both Aura and LifeLock offer three-bureau credit monitoring, but Aura includes it across all plans. LifeLock only adds 3 to the Advanced and Total tiers. You’ll also get credit lock support from both providers.
Where Aura starts to carve out its lane is with family-friendly tools. It includes parental controls, Safe Gaming mode, and even a plan built specifically for children. LifeLock skips all that in favor of social media monitoring.
During my Aura vs LifeLock comparison, Aura also had a much better dark web monitoring response rate. Both scan similar data types, including driver’s licenses, but Aura flagged breaches much quicker.
Pricing
Aura’s plans are more inclusive. You get VPN, antivirus, and other tools in every tier, while LifeLock pushes you toward a Norton 360 bundle to get the same. That said, its pricing starts at $9.00. You get a 14-day free trial, but if you want a refund, you'll have to opt for annual billing, with a 60-day money back guarantee available.
| Feature | Individual | Couple | Family |
| Identity theft insurance | $1M per adult | $2M total | Up to $5M total |
| Dark web monitoring | Yes | Yes | Yes |
| Credit monitoring | 3 bureaus | 3 bureaus | 3 bureaus |
| Financial account monitoring | Yes | Yes | Yes |
| Identity restoration support | Yes | Yes | Yes |
| Family plans | No | Yes (2 adults) | Yes |
| Money-back guarantee | 60 days (annual) | 60 days (annual) | 60 days (annual) |
| Monthly price | $9.00 | $29 | $50 |
| Annual price | ~$144 | ~$264 | ~$384 |
Final verdict
Aura feels like a more complete package. It’s more family-focused, easier to understand, and more generous with features. From faster alerts to bundled tools and broader credit coverage, it’s one of the strongest LifeLock alternatives available.
3. Surfshark Alert – best LifeLock alternative bundled with a VPN
| Dark Web monitoring: | Yes |
| Credit monitoring: | No |
| Insurance coverage: | Up to $1 million |
| Free trial: | 30-day money-back guarantee only |
| Price starts from: | $2.69/month |
| 24/7 customer support: | Yes (live chat, email, help center) |
Why pick this over LifeLock?
- Much cheaper if you choose a long-term plan
- Includes VPN, antivirus, private search, and Alternative ID
- Unlimited email address monitoring
Surfshark Alert is a breach monitoring tool included with Surfshark One and Surfshark One+, rather than a standalone identity theft protection service. I picked it as a strong LifeLock alternative for users who mainly want breach alerts and extra cybersecurity tools in one affordable bundle.
It does not match LifeLock on credit monitoring, recovery support, or insurance coverage amount. However, it is much cheaper and adds tools that LifeLock does not focus on, including a VPN, antivirus, private search, and Alternative ID.
Surfshark Alert features
Surfshark Alert monitors email addresses, credit cards, and personal IDs against known breach databases. Its strongest point is email monitoring, since you can add unlimited email addresses and receive alerts when Surfshark finds your information in leaked datasets.
During setup, Surfshark also shows historical breaches connected to your data. I found this useful because it gives you a baseline view of your current exposure instead of only warning you about future leaks.
Pricing
Surfshark Alert is not sold separately. You get it with Surfshark One or Surfshark One+, which makes pricing a little different from LifeLock. Instead of paying only for identity protection, you pay for a wider security bundle.
The cheapest plan that includes Surfshark Alert is Surfshark One, starting at $2.69/month with the 2-year plan plus 3 months free. All plans come with a 30-day money-back guarantee.
| Feature | Starter | Surfshark One | Surfshark One+ |
| Includes Surfshark Alert | No | Yes | Yes |
| Dark web monitoring | No | Yes | Yes |
| Email monitoring | No | Unlimited | Unlimited |
| Credit card monitoring | No | Yes | Yes |
| Personal ID monitoring | No | Yes | Yes |
| Credit monitoring | No | No | No |
| Identity theft insurance | No | No | Yes, up to $1M for eligible US residents, excluding NY |
| VPN | Yes | Yes | Yes |
| Antivirus | No | Yes | Yes |
| Alternative ID | No | Yes | Yes |
| Data broker removal | No | No | Yes, via Incogni |
| Money-back guarantee | 30 days | 30 days | 30 days |
| Monthly price | $16.45/month | $18.95/month | $21.85/month |
| 1-year price | $3.39/month | $3.59/month | $7.49/month |
| 2-year price | $2.49/month | $2.79/month | $4.49/month |
Final verdict
Surfshark Alert is not a direct LifeLock replacement if you need full identity theft protection, credit monitoring, or insurance. However, it is one of the best low-cost alternatives if your main concern is breach monitoring and you also want a VPN, antivirus, and privacy tools in the same package. Read our full Surfshark Alert review.
4. Bitdefender – best LifeLock alternative for antivirus users
| Dark Web monitoring: | Yes |
| Credit monitoring: | Yes, up to 3 credit bureaus |
| Insurance coverage: | Up to $2 million |
| Free trial: | 30-day money-back guarantee only |
| Price starts from: | $7.49/month |
| 24/7 customer support: | Yes |
Why pick this over LifeLock?
- Strong cybersecurity brand reputation
- Up to $2 million in identity theft insurance
- Can be bundled with Bitdefender antivirus tools
Bitdefender Identity Theft Protection is a strong LifeLock alternative for users who already trust Bitdefender’s security ecosystem. It combines identity monitoring, credit reports, dark web scans, SSN tracking, lost wallet support, and recovery services in one dashboard.
Bitdefender features
Bitdefender covers breach and dark web monitoring, SSN tracking, medical ID fraud protection, credit reports, credit score tracking, lost wallet support, credit freeze management, and White Glove Identity Restoration. Standard includes 1-bureau credit monitoring and up to $1 million in insurance, while Premium raises this to 3-bureau monitoring and up to $2 million.
Premium also adds bank, credit card, and investment alerts, Change of Address Monitoring, Court Records Monitoring, and ransomware or social engineering reimbursement. The dashboard is clean and easy to use, with clear alerts and recommended next steps.
Pricing
Bitdefender starts at $7.49/month, making it cheaper than LifeLock and Aura at the entry level. You can pay monthly or annually, and the annual plan brings the total cost down. There’s also a 30-day money-back guarantee.
The main limitation is that Bitdefender’s best identity protection tools are locked behind the Premium plan. If you want 3-bureau credit monitoring, bank and investment alerts, change-of-address monitoring, and up to $2 million in coverage, Premium is the better choice.
| Feature | Standard | Premium |
| Identity theft insurance | Up to $1 million | Up to $2 million |
| Dark web monitoring | Yes | Yes |
| Breach monitoring | Yes | Yes |
| Credit monitoring | 1 bureau | 3 bureaus |
| Credit reports and score | Yes | Yes |
| Credit score tracker | Yes | Yes |
| Credit score simulator | Yes | Yes |
| Smart SSN Tracker | Yes | Yes |
| Medical ID fraud protection | Yes | Yes |
| Bank, credit card, and investment alerts | No | Yes |
| Change of Address Monitoring | No | Yes |
| Court Records Monitoring | No | Yes |
| Sex Offender Registry Monitoring | No | Yes |
| Lost Wallet Protection | Yes | Yes |
| White Glove Identity Restoration | Yes | Yes |
| Manage Credit Freeze | Yes | Yes |
| Ransomware Resolution and Refund | No | Up to $25,000 |
| Social Engineering Resolution and Refund | No | Up to $25,000 |
| Money-back guarantee | 30 days | 30 days |
| Monthly price | $7.49/month | $11.99/month |
| Annual price | $69.99/year | $99.99/year |
Final verdict
Bitdefender Identity Theft Protection is a good LifeLock alternative if you want identity monitoring from a well-known cybersecurity brand. I would recommend the Premium plan over Standard because it unlocks the features that make Bitdefender truly competitive with LifeLock, including 3-bureau credit monitoring and financial account alerts.
5. Guardio – best browser-level LifeLock alternative
| Dark Web monitoring: | Yes |
| Credit monitoring: | No |
| Insurance coverage: | Up to $1 million |
| Free trial: | No |
| Price starts from: | $14.99/month |
| 24/7 customer support: | Yes |
Why pick this over LifeLock?
- Strong real-time phishing protection
- AI-powered scam detection
- Browser-level malware and malicious site blocking
Guardio is a great pick if your main concern is real-time online threat prevention rather than traditional credit monitoring. Instead of focusing on credit reports and financial alerts, Guardio protects you while you browse, helping block phishing pages, scam links, malicious websites, and suspicious downloads before they cause damage.
Guardio features
Guardio focuses on browser-level protection for Chromium-based browsers, with Android and iOS apps for mobile security. Its tools include real-time malware alerts, malicious website blocking, URL filtering, AI-powered scam detection, Gmail email security, SMS protection on mobile, Dark Web monitoring, and up to $1 million in identity theft coverage.
However, Guardio is not a full antivirus or credit monitoring service. It does not run system-wide scans, detect offline threats, remove existing malware, or monitor credit bureaus. That makes it weaker than LifeLock for financial identity protection, but stronger for real-time browser and phishing defense.
Pricing
Guardio starts at $14.99/month, which makes it cheaper than some premium identity protection services, though not as broad as LifeLock. There is a limited free version, but the full protection suite requires a paid plan.
Unlike Aura, Guardio does not offer a standard free trial. Instead, it has a 3-day window from the charge date to request a billing review or refund.
| Feature | Guardio Free | Guardio Paid |
| Browser-level malware protection | Limited | Yes |
| Phishing protection | Limited | Yes |
| AI-powered scam detection | Limited | Yes |
| Malicious website blocking | Limited | Yes |
| URL filtering | Limited | Yes |
| Gmail email security | No | Yes |
| SMS protection | No | Yes, on mobile |
| Dark Web monitoring | No | Yes |
| Credit monitoring | No | No |
| Identity theft insurance | No | Up to $1 million |
| VPN | No | No |
| Password manager | No | No |
| Money-back guarantee | No | 3 days |
| Monthly price | $0 | From $14.99/month |
Final verdict
I would recommend Guardio to users who spend a lot of time online and want quick, real-time warnings before clicking dangerous links. It is especially useful for browser security, Gmail protection, and mobile SMS scam detection. Still, if your priority is credit monitoring or full identity restoration, LifeLock, Aura, or Bitdefender will be better fits.
6. Incogni – best for data broker removal
| Dark Web monitoring: | No |
| Credit monitoring: | No |
| Insurance coverage: | No |
| Free trial: | 30-day money-back guarantee only |
| Price starts from: | $7.19/month |
| 24/7 customer support: | Yes |
Why pick this over LifeLock?
- Removes personal data from 420+ data brokers
- Extends protection to 3,000+ additional sites with Unlimited plans
- Works outside the US
Incogni is different from LifeLock because it focuses on reducing your online exposure before your data can be misused. Instead of monitoring credit reports or offering identity theft insurance, it contacts data brokers and people search sites on your behalf to request the removal of your personal information.
Incogni features
Incogni automates data removal from 420+ data brokers, while Unlimited plans extend protection to 3,000+ additional sites and include custom removal requests. It sends opt-out requests, tracks broker responses, follows up when needed, and keeps monitoring to stop your data from reappearing.
Pricing
Incogni starts at $7.19/month, making it one of the cheaper privacy-focused alternatives to LifeLock. There is no free version or free trial, but you get a free scan and a 30-day money-back guarantee.
The Standard plan should be enough for most individuals because it includes automated removals, broker monitoring, suppression, and 24/7 support. Unlimited plans are better if you need custom removals or complex cases handled by privacy experts.
| Feature | Standard | Unlimited | Family | Family Unlimited |
| Automated data removal | Yes | Yes | Yes | Yes |
| Number of seats | 1 | 1 | 5 | 5 |
| 24/7 support | Yes | Yes | Yes | Yes |
| Custom removal requests | No | Unlimited | No | Unlimited |
| Complex removals by privacy experts | No | Yes | No | Yes |
| Family account management | No | No | Yes | Yes |
| Money-back guarantee | 30 days | 30 days | 30 days | 30 days |
| Monthly price | $7.19/month | $13.49/month | $14.39/month | $20.69/month |
Final verdict
I recommend Incogni to individuals and families who want a “set it and forget it” privacy tool. It is affordable, automated, easy to use, and useful for reducing online exposure. LifeLock is stronger for post-fraud monitoring and recovery, but Incogni is better for limiting how much personal data is available in the first place.
Other notable alternatives to LifeLock
IdentityIQ
IdentityIQ offers multiple tiers to match different needs, from basic dark web and SSN monitoring to more advanced three-bureau credit tracking and family coverage. IdentityIQ also includes identity restoration support and up to $1 million in theft insurance across plans, with stronger features on higher tiers.
AllState
Offered by Allstate’s InfoArmor team, this service combines proactive monitoring of financial accounts, credit, social media, and the dark web with full-service identity restoration support and reimbursement up to $1 million. AllState plans range from essentials up to more comprehensive tiers with broader bureau coverage and family options.
Omniwatch
A relatively newer solution in the field, OmniWatch focuses on affordability while still delivering essential monitoring tools, dark web scanning, and robust identity theft insurance (including coverage for a wide range of fraud types). It’s often considered by users who want straightforward protection without the deeper ecosystem of larger competitors.
How we tested these LifeLock alternatives
If you’re curious about my identity theft protection tools’ testing methodology, I’ll be happy to share some details below. I’ve tested dozens of solutions based on key metrics like identity data monitoring, insurance types and coverage, credit monitoring, and real-time alerts. This methodology helped me narrow it down even further to the 5 best picks:
- Real-time alerts (20%). When testing identity theft protection services, I paid close attention to how quickly alerts were delivered after suspicious activity appeared. I compared how long different services took to flag similar data exposures. Slower notifications didn’t automatically disqualify a service, but faster response times clearly made it easier to take action early.
- Data monitoring depth (35%). I also focused on how broadly each service monitors personal data. This included standard checks like dark web scans and financial account monitoring, as well as less common areas such as medical records or public databases. The goal wasn’t to reward volume alone, but to see how well each provider balances coverage with relevance.
- Credit monitoring features (15%). Credit monitoring was another area I looked at closely, especially how often reports are updated and how many bureaus are included by default. From a usability standpoint, it was simply easier to test services that didn’t require plan upgrades to unlock basic credit features.
- Insurance coverage and limits (30%). Finally, I reviewed identity theft insurance, andnot just the headline coverage amount, but how it’s positioned as part of the service. While prevention is always the priority, insurance can make a real difference when recovery is unavoidable.
How to choose a LifeLock alternative
When selecting your LifeLock alternative, there are several factors you should keep in mind. I listed them all below:
- Credit monitoring. Some services only watch one credit bureau, others cover all three. One-bureau monitoring can be enough in some cases, but it also means changes reported elsewhere may go unnoticed.
- Insurance coverage. Most providers advertise up to $1 million in identity theft insurance, though a few offer more. What matters just as much is what the policy actually covers and how claims are handled.
- Recovery support. Not all services handle identity recovery the same way. Some assign a dedicated specialist or investigator, while others route cases through standard support channels.
- Family coverage. If you’re protecting more than just yourself, it’s worth checking how many adults and children are included. Family plans can look similar from different providers, but the number of children covered and the type of monitoring included often differ.
- Pricing over time. Introductory pricing looks good on paper, but I always check what happens after the first year. Renewal costs tend to matter more than the initial discount.
- What’s actually monitored. Dark web scans are common, but some services go further with financial accounts, public records, or medical data. Whether that’s useful depends on your personal risk profile.
- Day-to-day usability. Clear alerts, fewer restrictions, and not having to upgrade plans just to access basic features make a noticeable difference once you’re actually using the service.
How to cancel LifeLock and move your data: step-by-step
If you decide it’s finally time to move from LifeLock to a more convenient alternative, you’ll be happy to know it only takes about 10 minutes. The cancellation is said to be rapid, assuming you’ve got details like your login, member ID, and billing date handy. Here’s how to handle the process from there:
- Log in to your account and go to the My Subscriptions page.
- Click on Cancel Subscription Renewal.
- You may have to provide a reason for your renewal cancellation. Alternatively, you can also use LifeLock’s live chat to terminate contract renewal.
- Wait for the confirmation email and save a screenshot of it.
- If you’ve lost access to your account or purchased the service on mobile, you’ll also need to reach out to live support via the 1-800-543-3562 helpline.
- You can then go ahead and download or export your case files and reports. Simply navigate to the dashboard panel, and go to Alerts and then Export CSV.
- Remove your remaining details from the account by going through the settings and selecting the Identify option. From there, you’ll be able to erase your SSN, financial information, and account numbers.
- Sign up with a new provider by using the exported personal data and set your alert preferences.
Conclusion: which LifeLock alternative is the best?
I recommend Coveron as the best LifeLock alternative. Firstly, it offers a similar set of features but at a cheaper price. While LifeLock’s pricing jumps after the first year, Coveron keeps costs steady, making it a better long-term investment for identity protection.
Alternatively, Aura is best for families, while Surfshark Alert is a good option for VPN users.
FAQ
Is there anything better than LifeLock?
Yes, Coveron is a stronger alternative. It offers faster alerts, built-in security tools, and no surprise price hikes after the first year.
Is there a free alternative to LifeLock?
You can stumble across free identity theft protection services, but they are not worth the risk. Firstly, free identity theft tools often lack features like comprehensive fraud insurance, regular credit reports, or responsive customer support.
What are the disadvantages of LifeLock?
The most noticeable LifeLock disadvantage is the steep price for a limited service. Although its identity theft protection is robust, you will have to pay for the Norton 360 bundle to get an antivirus, a VPN, and a password manager. Simultaneously, LifeLock lacks the parental controls that Aura offers.
Who owns LifeLock?
Currently, LifeLock is owned by Gen Digital, which acquired LifeLock by Norton in 2017 under Symantec's brand name, later renamed Gen Digital.
Is LifeLock worth the cost after the first year?
While LifeLock offers some essential identity protection features, such as real-time alerts and Dark Web protection, its price increases rapidly after the first year. I would say it’s not worth the extra charge, considering the hefty $239.88 renewal price.
What’s cheaper than LifeLock but still monitors 3 bureaus?
You can find various affordable options that still monitor credit reports across all three major credit bureaus. Some examples include Aura, IDShield, Identity Force, and Identity Guard.
Does Aura really alert faster than LifeLock?
Yes, based on the current user feedback, Aura reports security alerts up to 5 times faster than LifeLock. Based on my findings, it sends real-time alerts in under 5 minutes.
Do I need 3-bureau monitoring?
Yes, if you want complete coverage, it might be a better option. One-bureau monitoring might miss activity reported to other credit agencies, while 3-bureau monitoring will provide more detailed reports and ensure your peace of mind.
How much identity theft insurance is enough?
While most standard services offer up to $1 million in insurance for recovery purposes alone, there is no single right amount. The sum you might need will vary depending on various factors, including your personal circumstances and personal risks.
Will switching cause gaps in monitoring?
No, unless there is a huge time gap between canceling the old plan and setting up the new one. As most services start monitoring only once your account is verified, be sure to time the switching process accordingly.
Do I still need antivirus if identity protection includes it?
Yes, you might still need it, depending on the plan you get. Sometimes, the antivirus included into the subscription can be basic – a separate security software may provide an additional protection level.
