LifeLock cost 2026: plans, prices, refunds, and more

LifeLock is one of the best-known identity theft protection services, offering credit monitoring, financial alerts, Dark Web Monitoring, and recovery assistance. Understanding LifeLock's cost in 2026 can help you choose the right level of protection for your identity and finances without overpaying.

We have already covered LifeLock’s protection and recovery features in our in-depth LifeLock review. However, LifeLock cost in 2026 deserves a separate guide. LifeLock has individual, couple, family, child, and Norton 360 plans, and not all of them follow the same renewal pattern. In this guide, I break down the available plans, annual and monthly prices, renewal rates, family options, and refund terms.

How much is LifeLock in 2026?

Lifelock prices start at $10.42/month, kicking off with standalone identity protection for one adult. It also offers more advanced plans, coverage for couples and families, and Norton 360 security bundles:

• LifeLock Core, starting at From $10.42/month with annual billing (renewal: $124.99/year) – suitable for one adult with checking, savings, and credit accounts
• LifeLock Advanced, starting at From $16.67/month with annual billing (renewal: $199.99/year) – best for users who want three-bureau credit monitoring, more financial account alerts, utility alerts, and scam support
• LifeLock Total, starting at From $29.17/month with annual billing (renewal: $349.99/year) – best for users with investments, a 401(k), property, or multiple financial accounts
• LifeLock Family plans, starting at $18.75/month with Core (renewal: $224.99/year) – suitable for two adults and up to 10 children
• Norton 360 with LifeLock, starting at $8.33/month for the first year (renewal: from $189.99/year) – combines identity protection with antivirus, a VPN, and device security

New customers can also try Core, Advanced, or Total free for 30 days, while all annual plans include a 60-day money-back guarantee.

Note: prices were verified on August 31st, 2026.

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Norton LifeLock cost 2026: plans, prices, and more

How much does LifeLock costs depends on the protection tier and the number of people covered. Below, I break down the individual, family, child, add-on, and Norton 360 plans separately:

• LifeLock Best Protection plans
• LifeLock Family plans
• Norton 360 with LifeLock plans

LifeLock Best Protection plans – from $10.42/month

LifeLock offers three individual protection plans: Core, Advanced, and Total. Core covers essential identity and credit monitoring for people with only a few financial accounts, while Advanced and Total monitor more accounts and add protection for investments, property, and account takeovers:

• LifeLock Core: costs $124.99/year, or From $10.42/month. It monitors two financial accounts and two credit bureaus, removes personal information from data broker sites, and includes identity restoration support. Core fits well for one adult with a checking account, savings account, and limited credit activity.
• LifeLock Advanced: costs $199.99/year, or From $16.67/month. It expands monitoring to five financial accounts and all three credit bureaus. It also adds utility account alerts, scam support, up to $5,000 in scam reimbursement, and up to $100,000 in stolen funds coverage. The Advanced plan offers the best balance for people who use several bank accounts, credit cards, loans, or buy-now-pay-later services.
• LifeLock Total: costs $349.99/year, or 29.17. It monitors unlimited financial accounts and adds daily credit reports, 401(k) and investment alerts, home title monitoring, and bank and phone takeover alerts. Total also increases scam reimbursement to $10,000 and stolen funds coverage to $1 million. It’s best suited to homeowners and people with retirement savings, investments, or numerous connected accounts.

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LifeLock Family plans – from $18.75/month

LifeLock makes Core, Advanced, and Total available for one adult, two adults, or two adults and up to 10 children. Annual billing costs less overall, while monthly billing lets you pay as you go.

People covered	Core	Advanced	Total
2 adults	$224.99/year ($18.75/month) or $22.49 with monthly billing	$359.99/year ($30.00/month) or $35.99 with monthly billing	$629.99/year ($52.50/month) or $62.99 with monthly billing
2 adults and up to 10 kids	$344.99/year ($28.75/month) or $34.49 with monthly billing	$479.99/year ($40.00/month) or $47.99 with monthly billing	$749.99/year ($62.50/month) or $74.99 with monthly billing

Note:: the prices in brackets show the effective monthly cost when you pay annually.

What’s neat about LifeLock family plans is that you do not need to buy a separate plan when adding family members. Adding them to your subscription is easy through its dashboard and costs an extra $100.00/year with Core, $160.00/year with Advanced, or $280.00/year with Total (with monthly billing, the extra costs are $10.00, $16.00, or $28.00 per month).

You can also add up to 10 children, which costs another $120.00/year or $12.00/month, regardless of the protection tier. Each child receives LifeLock Junior protection, including identity alerts, credit file detection, dark web monitoring, and identity restoration support. Parents can also add LifeLock Junior to an existing adult membership for $5.99/month per child as they go.

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Norton 360 with LifeLock plans – from $8.33/month

In addition to the standalone plans I’ve described above, Norton offers a unique combination of all-in-one cybersecurity and identity theft protection bundles. Unlike standalone LifeLock plans, it pairs them with the whole Norton 360 suite, which also protects your devices and online activity with antivirus, ransomware protection, Scam Protection Pro, a VPN, a password manager, deepfake detection, parental controls, and cloud backup:

• Norton 360 with LifeLock Select Plus: costs $99.99/year and renews at $189.99/year. Although it is the cheapest tier, Select Plus is already a complete security suite for 10 devices. It provides 250GB of cloud backup, one-bureau credit monitoring, Social Security and credit alerts, Stolen Wallet Protection, and up to $25,000 in stolen funds reimbursement. However, it does not monitor bank or credit card activity, investments, or all three credit bureaus.
• Norton 360 with LifeLock Advantage: costs $199.99/year and renews at $259.99/year. Advantage sits in the middle because it keeps the same offerings as Plus, but adds Identity Lock, Buy Now Pay Later alerts, bank and credit card activity alerts, and up to $100,000 in stolen funds reimbursement. It provides much better financial monitoring but still excludes three-bureau credit monitoring, investment alerts, and home title monitoring.
• Norton 360 with LifeLock Ultimate Plus: costs $299.99/year and renews at $364.99/year. It is the only tier that protects unlimited devices and monitors all three credit bureaus. Ultimate Plus also increases cloud backup to 500GB and adds 401(k), investment, bank activity, and home title monitoring. Reimbursement rises to $1 million for stolen funds and $10,000 for covered scams.

In my opinion, Select Plus offers the strongest value overall for the whole household because it combines device security and basic identity protection at the lowest price.

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LifeLock protection money-back guarantee and refund policy

LifeLock has a really generous refund policy compared to other identity protection services. Annual subscriptions qualify for a full refund within 60 days of purchase. Annual renewal payments also qualify if you request a refund within 60 days of being charged.

Monthly subscriptions have a shorter refund period. Norton’s cancellation and refund policy provides a full refund within 14 days of the original monthly purchase. That said, the following monthly renewals are nonrefundable.

I tested the process myself after purchasing a LifeLock subscription. I first turned off automatic renewal in my account, then contacted Norton support to request a refund. It’s important to remember that canceling the renewal only prevents the next charge and does not grant a refund on default. For that, you have to contact support agents directly.

Norton approved my request without any friction, and the money returned fairly quickly. I was not pressured to keep the subscription or passed between agents in an endless cancellation loop, which I have experienced with other services. Overall, the refund process was simple and surprisingly pleasant.

The same refund periods apply to linked add-ons. You can contact Norton support to request a refund, which Norton says it normally processes within a few days to the original payment method.

One important benefit is that LifeLock even has a separate Restoration Guarantee. If its specialists cannot restore your identity after an eligible identity theft case, LifeLock may refund up to 12 months of payments. You must have an automatically renewing subscription and work with LifeLock on the restoration process.

Does LifeLock have hidden costs?

No, LifeLock does not have any major hidden costs. During my purchase and refund test, the price matched what LifeLock showed at checkout, and I did not encounter setup, cancellation, or refund fees.

The main thing to remember is the automatic renewals. LifeLock clearly shows the renewal price alongside the initial payment, and annual subscriptions can be charged up to 35 days before they expire. Taxes may also be added depending on your location.

Family coverage and optional add-ons cost more, but LifeLock displays those prices before purchase. Overall, the pricing is transparent as long as you check the initial payment, renewal price, and billing cycle before subscribing.

Final thoughts

After comparing all the options, I think Norton 360 with LifeLock Select Plus offers the best overall value. Norton LifeLock cost is $99.99 for the first year and combines LifeLock identity protection with antivirus, a VPN, a password manager, 250GB of cloud backup, and security for 10 devices.

For identity protection alone, LifeLock Advanced is the sweet middle ground. Core covers the basics, while Total is mainly worth considering if you have investments, property, or many financial accounts. Family plans also provide good value when protecting a partner or several children.

With a 60-day refund period for annual subscriptions, LifeLock gives you enough time to decide whether the monitoring and added security are useful for you.