How to opt out of CoreLogic
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Learn moreCoreLogic is a U.S. data broker that collects personal information (PII) on property ownership, mortgages, and other financial data. It pulls data from many sources, including public records and real estate transactions, and sells this information to businesses that need market insights.
While this may facilitate informed decision-making and benefit different industries, the thought of your personal information, such as property ownership or financial standing, being disclosed to third parties without your consent is unsettling.
In this article, we'll examine what CoreLogic does and why you should be concerned about your privacy. We’ll also highlight different ways you can opt out of CoreLogic's data-sharing practices and keep your personal information private.
How to Opt-Out of CoreLogic
- Locate the opt-out page on CoreLogic's official website.
- Email CoreLogic and request to opt out of their data processing and marketing.
- Complete any required verifications.
- Wait for confirmation from CoreLogic.
- Another way to opt out of data broker sites is to use a data removal service like Incogni to scrub your data.
What is CoreLogic?
CoreLogic is a major data aggregator that gathers consumer, property, and financial data. It collects information from various sources, including public records, property transactions, and financial information.
CoreLogic’s database is used extensively across a wide array of industries, including real estate, financial services, and insurance. Information about property ownership, mortgage records, and even behavioral patterns enable companies to conduct better market trend analysis, risk assessment, and customer profiling.
However, such a vast repository of information raises several privacy concerns. It is quite disconcerting for individuals to learn that their personal information can be accessed and shared without their explicit consent. As a result, many people want to opt out of CoreLogic’s database.
Meanwhile, CoreLogic has been criticized for its data collection policies. Critics say there’s a potential risk of sensitive information leaking in a data breach and this information falling into the hands of unscrupulous parties.
How to opt out of CoreLogic?
There are two main ways to opt out of CoreLogic: automatically or manually. The automatic option is quicker, but the manual approach may offer more control. In the following sections, you'll see how both processes work, and we'll detail alternative methods to try.
How to opt out automatically
The easiest way to opt out of data broker sites is to use a data removal service like Incogni. This method is recommended if you want to avoid the tedious manual steps involved in contacting data brokers directly.
Incogni will automate the whole process and ensure that your personal data is removed from brokers’ databases. It scans for your personal info, submits removal requests, and continuously monitors data brokers so your data does not reappear in their records.
Step-by-step guide to using Incogni:
- Sign up and create a profile: Visit Incogni's website and create an account. You must provide personal details like your name, email, and address to allow the company to match your records with those held by data brokers. You can add additional information for a broader search.
- Allow Incogni to process your data removal requests automatically: Incogni requires users to fill out an online authorization form, granting it the legal right to contact data brokers and sites to remove personal information.
- Monitor progress through your dashboard: Incogni has a dashboard where you can track data removal requests. You can view sent requests, requests in progress, and completed requests on the dashboard.
Using a data removal service like Incogni saves you time and eliminates the process of manually opting out of data broker sites. It also ensures ongoing protection.
How to opt out of CoreLogic manually
The second way to opt out of CoreLogic's data-gathering machine is to contact the company manually and request your information be wiped from its database.
Step-by-step guide to opting out manually:
- Visit CoreLogic's website: Navigate to CoreLogic’s privacy policy page. This page contains vital information about the company’s data collection and sharing practices. In the opt-out section, you’ll find email addresses that you can use to contact CoreLogic and request data removal. These addresses are [email protected] and [email protected] (or [email protected]).
- Fill out the required information: You will need to provide your name, email address, home address, or other identifying information so that CoreLogic can locate your records correctly. Be very specific about what you want removed, such as property records, financial details, or other information that may be stored in their database.
- Wait for confirmation: Once CoreLogic deletes your data, you should receive a confirmation from the company. Usually, this takes between 72 hours and up to a month. If you do not receive a response, you have the right to complain to your local data protection authority based on the GDPR in Europe and the CCPA in the United States.
This manual opt-out process is more time-consuming, but contacting CoreLogic directly may force the company to comply due to strict data regulation laws and the penalties this may incur.
Alternative CoreLogic opt-out methods
In addition to the automatic and manual methods detailed above, there are even more options to wipe your data from CoreLogic’s database.
For instance, you can call CoreLogic toll-free at 1-800-634-4149. If you are in Europe, you can try 0333-123-1414. Speaking directly to a representative about wanting your personal data removed from their databases is sometimes the best and most effective option.
You can even physically mail the company the old-fashioned way. In your letter, include your full name, address, and a clear statement requesting the removal of your personal data from its database.
USA residents should write to:
Mark Wynn
Corporate Privacy and Compliance Officer
40 Pacifica Suite 900 Irvine, CA 9261
European residents should write to:
Data Protection Manager,
CoreLogic Fore 2, 2 Huskisson Way,
Shirley, Solihull, B90 4SS England
Should you opt out of CoreLogic?
Opting out of CoreLogic’s database limits the likelihood of targeted advertising and the misuse or unauthorized sale of your personal data. Given that online privacy violations are rife today, it’s appalling that companies can freely collect personal data, like the details of property ownership and financial records.
Besides, many people are not comfortable with the idea that their sensitive details can be shared with third parties without consent.
The potential risks of not opting out of CoreLogic’s database include identity theft and data breaches. Large data brokers like CoreLogic gather and store mountains of personal information in their databases. If this data falls into the wrong hands, many people are at risk of falling victim to fraud and other malicious schemes.
As more data is exchanged daily, control over who can access one's information is becoming recognized as a right rather than a privilege. Opting out of CoreLogic’s database can restore some equilibrium and reduce the dangers associated with data sharing.
Conclusion
Managing your privacy should be a priority in today’s digital world, as personal information is constantly being exchanged. Understanding CoreLogic’s role as a major data collector and the privacy concerns it raises is an essential step in this process. By opting out of CoreLogic’s data collection, you're not only being more private but also keeping your information secure.
Data removal services like Incogni offer a quick and easy way to automatically wipe your information from brokers’ databases. You can also contact CoreLogic directly and request to have your information scrubbed from its records.
FAQ
Can you freeze CoreLogic?
No, you cannot "freeze" CoreLogic. CoreLogic is a data-gathering firm, and the only way to protect your privacy is to opt out and stop the company from collecting, sharing, or selling your personal information with third parties.
Is CoreLogic safe?
Like any data aggregator, CoreLogic poses some security and privacy risks. For example, there’s an ever-present potential for data breaches, which would allow ill-intentioned parties to misuse your personal data.
What happens when you opt out of CoreLogic?
Ideally, when you opt out, CoreLogic will stop collecting, sharing, or selling your personal data and remove your information from its databases. However, this process may take some time — up to a month.
What happens when you freeze CoreLogic?
"Freezing" isn’t an option with CoreLogic, but opting out stops the company from harvesting or sharing your personal data. While this may not prevent all data collection, the policy is designed to reduce the sharing and selling of your information.
Where does CoreLogic get its data from?
CoreLogic mainly sources data from public records, real estate transactions, and financial information.
Can CoreLogic add my information again after opting out?
Yes, your information may be added again if it’s collected from new sources. For example, changing your name or address could trigger new data entries. You may need to repeat the opt-out process periodically to maintain privacy or look into automated data removal services like Incogni.
How long does it take to process a CoreLogic opt-out request?
This varies. CoreLogic aims to respond within 72 hours, while data removal requests should be handled within a month. Remember, data removal requests to large companies like CoreLogic can sometimes even go unanswered, and you may have to resort to contacting your local data protection authority.
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