How to opt out of CoreLogic (2026)
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CoreLogic is a U.S. data broker that collects personal information (PII) on property ownership, mortgages, and other financial data. Now rebranded as Cotality, most still refer to it by the established CoreLogic name. It pulls data from many sources, including public records and real estate transactions, and sells this information to businesses that need market insights.
While this may facilitate informed decision-making and benefit different industries, the thought of your personal information, such as property ownership or financial standing, being disclosed to third parties without your consent is unsettling.
In this article, we'll examine what CoreLogic does and why you should be concerned about your privacy. Weโll also highlight different ways you can opt out of CoreLogic's data-sharing practices and keep your personal information private.
How to opt-out of CoreLogic (Cotality)
- Locate the opt-out page on Cotalityโs official website
- Fill in the employee or B2B client privacy form to remove data
- Complete any required verifications
- Wait for confirmation from Cotality
- Another way to opt out of data broker sites is to use a data removal service like Incogni to scrub your data
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What is CoreLogic?
CoreLogic, now Cotality, is a major data aggregator that gathers consumer, property, and financial data. It collects information from various sources, including public records, property transactions, and financial information.
CoreLogicโs database is used extensively across a wide array of industries, including real estate, financial services, insurance, and government institutions. Information about property ownership, mortgage records, and even behavioral patterns enables companies to conduct better market trend analysis, risk assessment, and customer profiling.
Its CLIP ID service links all records to a chosen property and assigns a unique identifier that acts as a single source of truth. It works even if the property is not yet in the public records.
CoreLogic also offers comprehensive real estate data for cost evaluation, which is updated monthly, quarterly, or annually. Other services include an enterprise-level listing management platform, which streamlines the homebuying process for buyers and sellers alike.
It also offers a job management platform, cloud-based claims management software system, and a real estate data and analytics platform. This wide range of services utilizes artificial intelligence, but they also require a lot of data to provide accurate results.
However, such a vast repository of information raises several privacy concerns. It is quite disconcerting for individuals to learn that their personal information can be accessed and shared without their explicit consent. As a result, many people want to opt out of CoreLogicโs database.
Meanwhile, CoreLogic has been criticized for its data collection policies. Like other data brokers, it grabs data from public records, insurance companies, mortgage lenders, but also client interactions with their platforms and third-party data providers, like Credco.
However, CoreLogic has also been sued for scraping its competitor's user data to enrich its own. Although the lawsuit is still ongoing (and CoreLogic is innocent until proven guilty), it's not the first time the data broker has faced legal issues.
It has also been accused of using copyrighted material and anti-competitive behavior. Whatever the outcomes are, it's safe to assume that trusting your data with CoreLogic is a slippery slope.
Critics also say thereโs a potential risk of sensitive information leaking in a data breach and this information falling into the hands of unscrupulous parties.
How to opt out of CoreLogic?
There are two main ways to opt out of CoreLogic: automatically or manually. The automatic option is quicker, but the manual approach may offer more control. In the following sections, you'll see how both processes work, and we'll detail alternative methods to try.
How to opt out automatically
The easiest way to opt out of data broker sites is to use a data removal service like Incogni. This method is recommended if you want to avoid the tedious manual steps involved in contacting data brokers directly.
Incogni will automate the whole process and ensure that your personal data is removed from brokersโ databases. It scans for your personal info, submits removal requests, and continuously monitors data brokers so your data does not reappear in their records.
Step-by-step guide to using Incogni:
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Sign up and create a profile: Visit Incogni's website and create an account. You must provide personal details like your name, email, and address to allow the company to match your records with those held by data brokers. You can add additional information for a broader search.
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Allow Incogni to process your data removal requests automatically: Incogni requires users to fill out an online authorization form, granting it the legal right to contact data brokers and sites to remove personal information.
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Monitor progress through your dashboard: Incogni has a dashboard where you can track data removal requests. You can view sent requests, requests in progress, and completed requests on the dashboard.
Using a data removal service like Incogni saves you time and eliminates the process of manually opting out of data broker sites. It also ensures ongoing protection.
| Initial scan: | Within 24 hours |
| First removal requests: | Within 48 hours |
| Brokers remove data: | Within 45 days |
| Repeated data removal requests: | Every 60 to 90 days |
How to opt out of CoreLogic manually
The second way to opt out of CoreLogic's data-gathering machine is to contact the company manually and request your information be wiped from its database.
| Difficulty level: | High |
| Manual submission time: | Approximately 30 minutes |
| Processing time: | Up to 30 days, removal requests can be denied |
| Verification requirements: | Proven relationship with CoreLogic, also name, email, and phone number or mailing address |
Step-by-step guide to opting out manually:
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Visit the official Cotalityโs website.
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Scroll down to the very bottom until you see the legal section, also placed at the bottom.
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Click on legal and then choose the CCPA option.
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There are two forms here, depending on your relationship with CoreLogic.
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Choose the โHR Data Subject Request Formโ if you are a former job applicant, employee, or contractor of CoreLogic and fill in the required details.
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Alternatively, fill in the โB2B Data Subject Request Formโ if you are requesting as a business unit.
This manual opt-out process is more time-consuming, but contacting CoreLogic directly may force the company to comply due to strict data regulation laws and the penalties this may incur.
Please keep in mind that although CoreLogic, now Cotality, aims to remove your data within 30 days if you are eligible, it may also deny data removal requests.
Alternative CoreLogic opt-out methods
In addition to the automatic and manual methods detailed above, there are even more options to wipe your data from CoreLogicโs database.
- Call them by phone in the US using the toll-free 1-800-634-4149 number.
- Alternatively, you can use the [email protected] and send data removal requests by email.
- If you have any questions regarding Corality privacy policies, contact them via [email protected] email.
You can even physically mail the company the old-fashioned way. In your letter, include your full name, address, and a clear statement requesting the removal of your personal data from its database.
USA residents should write to:
Mark Wynn
Corporate Privacy and Compliance Officer
40 Pacifica Suite 900 Irvine, CA 9261
European residents should write to:
Data Protection Manager,
CoreLogic Fore 2, 2 Huskisson Way,
Shirley, Solihull, B90 4SS England
What to expect when you choose to opt out of CoreLogic
Filling in the CoreLogic data removal request forms is the first step of the process. Like many data brokers, CoreLogic does not rush to remove your data. Firstly, they will verify the request by inspecting your data and finding two to three matches in their database.
If CoreLogic cannot verify your information, your request will likely be denied. However, if it is successful, they aim to remove your information within 30 days.
Also, CoreLogic will notify you if the request fails. You will get details on why that has occurred and can resubmit the form with updated information.
Why removing your data from CoreLogic is only the first step
CoreLogic is one of the biggest US data brokers and claims to have information on more than 99% of all US properties. However, it's far from the only one that collects and stores vast amounts of personal data.
You may also find your details on sites like MyLife, PeopleFinders, BeenVerified, and many others. So even if you remove your information from CoreLogic, it will be exposed on other similar services. What's more, data brokers tend to reupload user data, which makes online privacy protection challenging.
But that doesn't mean you cannot take action, especially when there are automated data removal apps like Incogni. Here are my tips on how to keep your data off people's search sites.
How to keep your data from people search sites
The reality is that staying completely anonymous online is nearly impossible, unless you go fully off the grid. However, you can significantly limit personal data exposure. Here's how.
- Manual data removal. Data brokers must adhere to data privacy laws, like the CCPA in the US or GDPR in Europe. Look for and fill out personal data removal forms on data brokers and people search sites.
- Monitor for reuploads. CoreLogic and many other data brokers explicitly state they can reupload your data. Continuously monitor such sites for your information and repeat the removal requests if you find any.
- Use a data removal app. I strongly recommend subscribing to automated data removal services, like Incogni. Instead of spending hours or even days sending opt-out requests manually, it will do it for you. What's more, it continuously scans the internet for information, reuploads, and repeats removal requests on your behalf.
- Limit information exposure. There's no need to stop sharing on social media, but making it private is highly advisable. Make sure your profile details are not available publicly. You can also request that your information be removed from the Google search engine.
Opting out of CoreLogic vs freezing your CoreLogic report
Instead of opting out of CoreLogic, you can also request to freeze its report. While opting out means removing your data from CoreLogic databases, freezing prevents unauthorized access to it.
Keep in mind that cybercriminals seldom hack people's devices to steal their information. Instead, they scout data brokers and people search sites, looking for opportunities to obtain it legally.
If you freeze your CoreLogic report (which must be done via their specific divisions, like Credco), it gives you more control over who can access your report.
However, it does not prevent all third-party access. Your existing creditors can still view your information, limiting its exposure, but not preventing it entirely. I recommend opting out of CoreLogic, but a report freeze is still beneficial if you have reasons to stay.
Should you opt out of CoreLogic?
In 2024, the Federal Trade Commission reported over 1 million identity theft complaints. It's no secret that hackers obtain a lot of information from data brokers and use it for impersonation or phishing scams. Here's why you should opt out of CoreLogic databases.
- Identity theft protection. CoreLogic collects information like home size, number of rooms, square footage, ownership, mortgage obligations, tax payment, and more. These details can be used for tax return scams, mortgage and lending fraud, and identity theft.
- Physical safety. CoreLogic data is particularly sensitive because it includes a physical home address. In the wrong hands, it may result in harassment, physical threats, and burglary.
- Prevent data breaches. Even the most secure business can be breached by sophisticated cyberattacks. By opting out of CoreLogic, you ensure that your details remain safe even if it leaks user data over the internet.
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Conclusion
Managing your privacy should be a priority in todayโs digital world, as personal information is constantly being exchanged. Data removal services like Incogni offer a quick and easy way to automatically wipe your information from brokersโ databases. You can also contact CoreLogic directly and request to have your information scrubbed from its records.
Understanding CoreLogicโs role as a major data collector and the privacy concerns it raises is an essential step in this process. By opting out of CoreLogicโs data collection, you're not only being more private but also keeping your information secure.
FAQ
Can you freeze CoreLogic?
No, you cannot "freeze" CoreLogic. CoreLogic is a data-gathering firm, and the only way to protect your privacy is to opt out and stop the company from collecting, sharing, or selling your personal information with third parties.
Is CoreLogic safe?
Like any data aggregator, CoreLogic poses some security and privacy risks. For example, thereโs an ever-present potential for data breaches, which would allow ill-intentioned parties to misuse your personal data.
What happens when you opt out of CoreLogic?
Ideally, when you opt out, CoreLogic will stop collecting, sharing, or selling your personal data and remove your information from its databases. However, this process may take some time โ up to a month.
What happens when you freeze CoreLogic?
"Freezing" isnโt an option with CoreLogic, but opting out stops the company from harvesting or sharing your personal data. While this may not prevent all data collection, the policy is designed to reduce the sharing and selling of your information.
Where does CoreLogic get its data from?
CoreLogic mainly sources data from public records, real estate transactions, and financial information.
Can CoreLogic add my information again after opting out?
Yes, your information may be added again if itโs collected from new sources. For example, changing your name or address could trigger new data entries. You may need to repeat the opt-out process periodically to maintain privacy or look into automated data removal services like Incogni.
How long does it take to process a CoreLogic opt-out request?
This varies. CoreLogic aims to respond within 72 hours, while data removal requests should be handled within a month. Remember, data removal requests to large companies like CoreLogic can sometimes even go unanswered, and you may have to resort to contacting your local data protection authority.
Can CoreLogic re-add my information after I opt out?
Yes, CoreLogic, now Cotality, can and most likely will reupload your data. Keep in mind that the company has a partial exemption from CCPA, which limits some of your rights to delete personal information.
Is it legal for CoreLogic to collect my data?
Yes, CoreLogic can legally collect your data. However, it must adhere to data and privacy protection laws, like CCPA. California residents can request their data be removed from the service, but using dedicated personal data removal apps like Incogni helps to prevent it from appearing elsewhere.
Can anyone opt out of CoreLogic?
No, not everyone can opt out of CoreLogic. Currently, only Californian residents with some kind of relationship to the company can request CoreLogic opt out, as they are protected by the California Consumer Privacy Act (CCPA).