What can someone do with your driver’s license number
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Your driver’s license number is often shared casually during rentals or identity checks, and doesn’t seem to pose a threat to your data security at the first glance. But while it’s rarely a powerful weapon in criminals’ hands by itself, it can easily become a part of the bigger picture, opening doors to identity theft or fraud.
When it comes to your personal information, criminals can use fragments of data from different sources – such as the driver’s license number – to assemble a usable profile, which can later end up a real threat to your financial life. So, how can you protect yourself?
Together with the Cybernews research team, I examined how exactly driver’s license numbers can be misused and what your next steps should be in such scenarios, based on available official guidance and user reports. In this article, we’ll go through what criminals can do with your driver’s license number, how to understand that your information is misused, and what the best ways to protect yourself from identity theft are.
Our team combines cybersecurity experts and consumer protection specialists who rigorously test each identity theft protection service. All findings undergo verification from our fraud prevention experts to ensure accuracy and relevance. We maintain complete transparency about our testing methodology and regularly update our reviews as services evolve or when new threats emerge. Our testing includes a detailed examination of monitoring capabilities, alert systems, and recovery services across multiple scenarios. Learn more about our testing process.
What criminals can do with your driver’s license number
If your driver’s license number ended up in the wrong hands, it’s important to take the situation seriously – as it may snowball into a larger-scale threat. There are several popular patterns criminals usually follow when getting their hands on your data:
Impersonate you during identity checks
With some platforms and digital services, identity checks or account recovery processes may rely on partial verification. This means, a third party with access to your driver’s license number can use it alongside your name, address and date of birth to ‘verify’ your identity. As a result, criminals will be able to request account changes, such as resetting passwords or changing contacts for future account recovery. And if they’re being smooth about it, you might not even notice the changes until it’s too late.
Create a fake ID using your details
When paired with details such as your address and full name, your license number can open doors to serious violations. For example, a criminal can combine your license data with their own photograph and create a counterfeit ID. It may later be used for age-restricted or simply suspicious purchases, identity checks, low-level financial fraud or even criminal charges – especially if you’ve encountered an experienced fraud.
Commit driving-related fraud
While it’s somewhat less common than financial or identity fraud, sometimes criminals also use stolen driver’s license info for road-related incidents. This means, you may end up with driving tickets or toll violations wrongly tied to your record, leaving a toll on your reputation. That can be pretty unpleasant if you have a clear driving history – and even more of a headache if you’re traveling across states or have unresolved disputes of your own.
Redirect or intercept mail
With your license number and address in their hands, there’s a chance criminals will attempt address-change fraud in order to intercept your mail and access even more of your data. If successful, all kinds of personal information can get exposed, from court or tax records to your bank info. This threatens leaving a lasting impact on your personal data safety, eventually leading to large-scale identity theft or financial fraud.
Build toward synthetic identity fraud
If you’re dealing with an experienced criminal, they’re likely to use your driver’s license number to look up other information, such as social security number or financial records. When combined, all this data can help them construct synthetic identities, opening accounts in your name or taking loans without being detected.
Warning signs your license information is being misused
The trick with the driver’s license number theft and misuse, is that you may not even notice the warning signs at first – writing them off as insignificant. However, if you the following applies to you, you have all reasons to be worried:
- Unexpected bills or collection notices. Pay attention to any suspicious bills, invoices and charges for services you never used, products you never purchased and accounts you never opened.
- Account alerts you don’t recognize. If you’re getting messages about new logins, active user sessions, verification attempts, or account changes, this may be the work of criminals.
- Mail stops arriving. If you’re used to getting mail in certain amounts and within specific timelines but it suddenly stops coming, chances are high you became a victim of address-change fraud.
- Verification failures. If you’re failing to verify your identity despite doing everything as usual, this may be because someone else is trying to use or already using your information.
- Password reset attempts. Repeated email or password reset attempts are the biggest giveaway – if you’re not the one trying to make changes, that’s almost definitely the work of frauds.
If something feels off, take action as soon as possible. Be sure to document everything that seems suspicious – save screenshots, write down potentially helpful information like numbers or dates, and keep the suspicious bills that are coming your way. You will need that paper trail later, when dealing with the frauds.
What to do if someone has your driver’s license number
If you’re suspecting that your driver’s license data is in the hands of criminals, it’s crucial to act fast – before an even bigger damage is done. Below, I’ll walk you though some of the key steps you should take as soon as possible:
- Report identity theft and get a recovery plan. Start by filing an identity theft report with the FTC (Federal Trade Center). It will provide you resources for identity data recovery, from checklists to documentation that can be reused with banks and agencies.
- File a police report when appropriate. In scenarios like driving-related fraud, false changes or broader identity theft, filing a police report is a must. Report the incident and provide as much information about it as possible, so the police can start an investigation. Be sure to keep the report copy as well.
- Contact your state DMV or licensing agency. Reach out to your local DMV to report license theft or license number misuse. Request a new card, a motor vehicle report (to check for suspicious activity) and an identity verification alert for your account.
- Place a fraud alert or freeze your credit. This is essential for stopping frauds from using your info to open new bank accounts. A fraud alert will notify creditors that they’ll need to verify your identity before proceeding, while credit freezes will restrict new applications entirely.
- Monitor accounts and mail closely. Be sure to regularly check bank statements, enable alerts and additional authentication methods, and watch for suspicious notifications or messages.
It can also be useful to prepare for the worst-case scenario – for example, run a background check on yourself to see if there are any abnormalities and understand if your data has been used for criminal activity already. Checking the dark web may also be worth it, since the criminals may try to sell your data.
How to protect your driver’s license number going forward
Even if your driver’s license number got exposed already, it’s important to take precautions moving forward – and minimize the chance it’s happening again. Here are a few tips that can help you out:
- Store your ID securely. Don’t carry your license unless you need it – or store it securely. Lost wallets can give frauds way too much info about you, so be sure not to lose sight of it.
- Double-check the ‘verify your ID’ messages. Criminals often try to impersonate banks or government agencies and phish the information out of you by appealing to the sense of urgency or threatening with consequences. Stay calm, check the email the message has been sent from, and contact the agency via official website if needed.
- Reduce unnecessary sharing. Sending a full license full photo increases security risks, so avoid doing so unless absolutely inevitable. Better ask what fields are required and provide just what’s needed, preferably through the official upload portal not email or text. Keeping info and screenshots of what you submitted and when is also a good idea.
- Limit downstream damage. No matter the measures taken, there’s always chances for the info to leak, so stay cautious. Enable bank and card alerts, watch for mail forwarding notices, and review credit activity occasionally to not miss warning signs.
- Use official recovery guidance. If your data is leaked, turn to official resources for help and guidance only – IdentityTheft.gov should be your go-to solution for reporting identity theft and getting a recovery plan.
You can also find some additional tips on keeping your data safe in Cybernews latest guides. Check out these articles for more info on identity theft prevention and answers to some of the most frequently asked questions.
Identity theft protection products that can help
While no identity theft protection product can guarantee you won’t be subject to driver’s license number theft, they can minimize the risks, help you notice the leak in time, and simplify some of the key processes.
Here’s what you should know about core identity theft protection services:
| Product | What it’s useful for | What it monitors | Restoration support | Notes to verify |
| Aura | Identity monitoring | Financial accounts, account breaches, identity verifications, address, public records | Yes, includes insurance and recovery support tools | 3-bureau coverage, 1M$ coverage limit per person |
| Coveron (formerly NordProtect | Monitoring, with recovery and insurance features | Dark web, credit, data breaches, malware breaches, criminal records and more | Yes, includes insurance and versatile recovery support | Up to 3-bureau coverage, $1M coverage limit, limited access for New York residents |
| IDShield | Restoration help, credit-related support for select plans | Dark web, credit, financial accounts, social media | Yes, includes a fraud protection plan, recovery support tools and private investigator assistance | Bureau coverage depends on the plan, 3M$ coverage limit |
| Norton LifeLock | Identity monitoring | Credit, criminal records, phone, social media, dark web, data breaches, identity verification (varies by plan) | Yes, includes reimbursement and identity restoration specialists’ support | 1M$ coverage limit, 3-bureau coverage only available for select plans |
| Surfshark Alert | Data leak monitoring and alerts | Credit card, online accounts, data leaks, malware | Yes, includes reimbursement and identity theft investigator’s support | 1M$ coverage limit, no 3-bureau monitoring |
Final takeaway
A driver’s license number rarely poses a threat on its own, but when combined with other data it can lead to dangerous consequences – from bank fraud to even false charges. That’s why it’s important to stay alert and react fast when you feel something is off.
When dealing with driver’s license number theft, remember to report the incident to your DMV and follow official recovery guidance, protect your credit by placing a freeze or an alert, and keep monitoring for suspicious activity. Using identity protection tools can also be helpful – although more as a part of a broader response rather than only solution.
Don’t panic and stay composed. If you follow all the steps correctly, you’ll not only be able to stop the frauds in their steps but to protect yourself in the future.
FAQ
Can someone open a bank account with just my driver’s license number?
No, it’s unlikely. Usually, a license number alone is not enough, since most trusted banks typically require additional identifiers. However, the number can be used in fraud attempts, especially if the criminal already has additional information.
Should I replace my driver’s license if someone has a photo of it?
Yes, that would be preferable, since having the full photo of your license leaked dramatically increases the data theft and fraud risks.
For replacement or fraud flag requests, you’ll need to contact your local DMV.
Will freezing my credit stop driver’s license fraud?
No, but it can still prove helpful. While credit freezes won’t be effective against all forms of identity misuse, it will block new account creation and reduce the potential damage from the leak.
Do identity theft protection services help if my license number is leaked?
Yes, to an extent. Depending on the service, it can support you through data theft alerts, insurance and recovery funds or expert assistance. However, it is still incredibly important to reach out to official structures in order to report the data theft, flag your accounts or credit and further protect your information.