Best VPNs for PayPal in 2025
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PayPal is one of the best ways to pay online. You can use your account to instantly pay for goods and services, and get purchase protection. But if you use PayPal on public Wi-Fi, you could open yourself up to hackers and crooks. If you’re traveling abroad, PayPal may block your account if it detects an unusual login. Some countries don’t allow access to PayPal at all.
A quick-fix and reliable solution to all these problems is a VPN for Paypal. A VPN will change your IP address and encrypt your traffic, so you can use PayPal safely. Moreover, a quality VPN can unblock PayPal and other geo-restricted services with ease, so you won’t get blocked or locked out of your PayPal account ever again.
To help you find the best VPN option, we tried and tested over a dozen providers. Keep reading for the complete list of the best PayPal VPN providers in 2025.
Top 5 best VPNs for Paypal
- NordVPN – best VPN for PayPal in 2025
- Surfshark – top PayPal VPN for multiple users
- IPVanish – user-friendly VPN for PayPal
- ExpressVPN – feature-focused PayPal VPN
- CyberGhost – speedy VPN to use with PayPal
Why do you need a VPN for Paypal?
Most of the time, PayPal works without a VPN just fine. However, sometimes you might find yourself in a situation where using a VPN with PayPal is the only option to safely purchase something online.
For example, some countries don’t let you use PayPal. If you’re in a country where PayPal doesn’t operate, like Pakistan or Iran, you won’t be able to access your account or use the app. Another issue with using PayPal overseas is that uncommon logins may trigger PayPal’s fraud protection. Even if you’re using PayPal on a holiday or a work trip, the platform may lock you out of your account without warning.
Reputable VPNs with servers in countries where PayPal is blocked will allow you instant access to the online payment service wherever you may be.
Additionally, VPNs add an extra level of security to online transactions. Even though PayPal is a secure platform, you can still risk losing personal data if you’re on an insecure network, like public Wi-Fi in a cafe or an airport. But when you connect your device to a VPN server, all of your traffic will become encrypted and confidential – including personal data and financial details.
The best Paypal VPNs – our detailed list
Deciding on the best PayPal VPNs came down to which providers deliver the best package of services. From servers to security to speed and features, we conducted a series of tests with around 32 providers and ended up with a final list. Keep on reading to find out all you need to know about the best 2025 PayPal VPNs:
1. NordVPN – best PayPal VPN in 2025
| Based in: | Panama |
| Servers/countries: | 7400+ servers in 118 countries |
| Works with PayPal: | Yes |
| Current deal: | Get 77% OFF NordVPN + 3 months free |
We’ve chosen NordVPN as the best PayPal VPN due to its unmatched performance when it comes to unblocking geo-restricted services. This VPN also offers an immense selection of security-related features that will make your online shopping and browsing experience much safer.
Servers. NordVPN has 7400 servers in 118 countries, which enables you to access PayPal securely from virtually any country at all times. Whether you’re traveling, or simply live in a region where PayPal is unavailable, with NordVPN you can shop online safely.
Speeds. NordLynx, NordVPN’s in-house tunneling protocol, stands toe-to-toe with WireGuard as the industry’s best. It helps this VPN achieve fantastic speeds during our tests. Connections barely dipped and stayed at close to 90% of the baseline.
Security. This VPN eliminates any security concerns with an instant kill switch and gold-standard encryption. Your data will always be safe when you use PayPal, even if you’re on public Wi-Fi and the connection suddenly drops. Traffic obfuscation can also be enabled, so your VPN is hidden from snoopers and sneaks.
Privacy. NordVPN has a strict no-logs policy, which means that they don’t keep track of or record anything that you do online. The no-logs policy has been independently audited twice.
Price. This VPN charges as little as $3.09/month for a subscription. There’s a 7-day free trial available for Android devices and a 30-day money-back guarantee as well.
Want to find out more? Read our NordVPN review.
2. Surfshark – ideal PayPal VPN for multiple users
| Based in: | The Netherlands |
| Servers: | 3200+ servers in 100 countries |
| Works with PayPal: | Yes |
| Current deal: | Now up to 87% OFF Surfshark + 3 months FREE |
Surfshark is also one of the best VPNs for PayPal. It has excellent speeds, plenty of servers in 100 locations all over the world, and advanced security features that will make your online shopping experiences extra safe. It also offers unlimited simultaneous connections, so you’re free to share it with your household, friends, or work team.
Servers. Boasting over 3200 servers in 100 countries, Surfshark’s servers provide the reliability you need to safely use PayPal from anywhere. Besides PayPal, this VPN can also unblock streaming services and other geo-restricted content and sites with ease.
Speeds. Surfshark is one of the fastest VPNs you can use. The powerful WireGuard protocol helps it retain roughly 77% of your baseline speed. That guarantees you smooth access to the online services you need, like PayPal.
Security. Surfshark is another provider to shield you from leaks and hacks with features like a kill switch, IP leak protection, and obfuscation. It also offers a safe browsing feature CleanWeb, which will act as an ad and tracker blocker. With Surfshark, you can be sure that your banking details will stay protected at all times.
Privacy. This VPN has undergone the complete auditing process for its no-logs policy. Neither your IP address, browsing history, or personal details are stored on file.
Price. Surfshark is hard to beat on price, costing just $1.99/month. Enjoy a 7-day free trial before you sign up, and get a 30-day money-back guarantee if you do.
Want more information? Explore our Surfshark VPN review or do a Surfshark vs NordVPN analysis.
3. IPVanish – beginner-friendly PayPal VPN
| Based in: | United States |
| Servers: | 2400+ servers in 109 countries |
| Works with PayPal: | Yes |
| Current deal: | Now up to 83% OFF IPVanish |
IPVanish offers strong security and performance, making it a solid choice for PayPal users. Combine that with great server options, well-designed apps, and reliable unblocking capabilities, and you’ve got a VPN that gets the job done effectively.
Servers. IPVanish provides access to over 2400 servers in 109 locations worldwide, offering more than enough options for secure PayPal transactions. The extensive server network also supports accessing geo-restricted services, websites, and streaming platforms without hassle.
Speeds. Thanks to its support for the WireGuard tunneling protocol, IPVanish delivers consistent speeds and reliable performance. During testing, IPVanish maintained over 82% of baseline speeds, ensuring smooth PayPal transactions and fast browsing or streaming experiences.
Security. IPVanish prioritizes your security with features like AES-256 encryption and a kill switch, ensuring your data remains safe even if the connection drops. While it doesn’t include advanced features like IP rotation, the VPN’s solid encryption and reliable protocols are more than sufficient for securing online payments.
Privacy. IPVanish operates under a strict no-logs policy, independently audited in 2022, which confirms it does not collect or store user data.
Price. Though IPVanish doesn’t offer a free version, its pricing is reasonable, starting at $2.19/month for an annual plan. All subscriptions come with unlimited device connections and a 30-day money-back guarantee, making it easy to test the service risk-free.
4. ExpressVPN – feature-rich PayPal VPN
| Based in: | British Virgin Islands |
| Servers: | 3000+ servers in 105 countries |
| Works with PayPal: | Yes |
| Current deal: | Now up to 61% OFF ExpressVPN + 4 months FREE |
ExpressVPN is a good PayPal VPN – it has many features for your increased online security, and plenty of servers in every corner of the world ensure that you’ll be able to use PayPal anywhere.
Servers. You can safely access PayPal from any location by connecting to one of ExpressVPN’s 3000+ server fleets, which covers 105 countries. And when you’re done with your online transactions, you can use ExpressVPN to access other geo-restricted sites and streaming content.
Speeds. ExpressVPN has based its Lightway protocol on WireGuard, so you know it lives up to its name and keeps your speed lightning-fast. During our tests, ExpressVPN successfully retained over 70% of the original baseline speed.
Security. This VPN has plenty of advanced security settings and features to keep your online activities safe and private. The full feature suite includes a kill switch, obfuscated servers, an ad blocker, and a Threat Manager to deal with online threats.
Privacy. ExpressVPN’s no-logs policy has been independently audited, so you can count on its no-logging policy to never hold on to your data.
Price. ExpressVPN’s price is in the higher bracket – starting at $4.99/month. That said, you have a 30-day money-back guarantee period to try it out.
To find out more, read our in-depth Express VPN review. Learn how it fares against the best in our NordVPN vs ExpressVPN comparison.
5. CyberGhost – fast VPN to use with PayPal
| Based in: | Romania |
| Servers: | 11+ servers in 100 countries |
| Works with PayPal: | Yes |
| Current deal: | Get 84% OFF CyberGhost + 4 months FREE |
Another good VPN option for PayPal is CyberGhost. It offers thousands of quality servers all over the world, works with PayPal seamlessly, and offers plenty of features for a safe and smooth online browsing or shopping experience.
Servers. Not many VPNs have as many servers as CyberGhost – 11 servers in 100 countries at the last count. No matter where you are, PayPal will be at your disposal at all times. Besides, CyberGhost has proven during our tests that it can unblock plenty of other online services too – be it websites or streaming platforms.
Speeds. CyberGhost uses WireGuard to full effect and delivers speeds that barely drop beneath your usual level. When we tested CyberGhost, it managed to successfully retain stable speeds that did not drop below 70% of the original baseline.
Security. Living up to its name, CyberGhost provides NoSpy servers that can’t be seen by any third party. Your online activities will be hidden under several levels of protection, keeping your online shopping details safe. CyberGhost also includes a functional kill switch and an ad blocker.
Privacy. No-logs policy, independent audit – CyberGhost is proven to have no user data logging incidents, so you can use it with confidence.
Price. CyberGhost costs begin at $2.03/month. It goes an extra yard with its refund policy, giving you 45 days to change your mind.
Get the full breakdown in the CyberGhost review.
How we picked and tested these VPNs
Finding the best PayPal VPNs for PayPal involved a lot of research. We evaluated dozens of providers on their server networks, unblocking capabilities, security features, privacy policies, and speed. These are the main factors we looked to establish our list:
- Unblocking capabilities. PayPal is unavailable in numerous countries, including Afghanistan, Iran, Haiti, and Pakistan. We tested all the VPN providers on our list to make sure that they not only unblock PayPal, but also other online services, social media sites, and streaming platforms.
- Speed. Online transactions may take some processing time and your internet connection speed can have an impact on it. Since VPN naturally slows down your internet speed, we used our in-house as well as online speed testing tools to ensure our suggested providers retain no less than 70% of the baseline speed.
- Privacy and security. A VPN is primarily a tool for online privacy and security. We tested and reviewed all our VPNs’ security features such as kill switches and leak protection, as well as ad-blockers. Every single one of our suggestions uses advanced encryption to safeguard your online data and has an independently audited no-logs policy.
Best VPNs for Paypal compared
Here’s how the best PayPal VPNs compare to each other in terms of pricing, server counts, unlocking abilities, and more:
| Brand | Free trial | Server network | Streaming | Logging | Simultaneous connection | Price (lowest per month) |
| NordVPN | Yes, 7 day | 7400+ servers in 118 countries | Netflix, Hulu, BBC iPlayer, Disney+, and more | No logs, independently audited twice by PwC | 10 | $3.09/month |
| Surfshark | Yes, 7 day | 3200+ servers in 100 countries | Netflix, Disney+, Amazon Prime Video, and more | No logs, independently audited by Deloitte | Unlimited | $1.99/month |
| IPVanish | Yes, 7 day | 2400+ servers in 109 countries | Netflix, BBC iPlayer, YouTube, Disney+, and more | No logs, independently audited | Unlimited | $2.19/month |
| ExpressVPN | Yes, 7 day | 3000+ servers in 105 countries | Netflix, Hulu, BBC iPlayer, Disney+, and more | No logs, independently audited by Cure53 | 8 | $4.99/month |
| CyberGhost | Yes, 1-day on a desktop, 3-day on Android, and 7-day on iOS | 11+ servers in 100 countries | Netflix, Hulu, BBC iPlayer, Disney+ | No logs, independently audited by Deloitte | 7 | $2.03/month |
Why is Paypal blocked in some locations?
Some countries block access to PayPal. There is a variety of reasons for that – we collected some of the most common ones:
- Legal issues. PayPal must adhere to the local legislations and laws of any country it wants to operate in. If the regulations don’t accept the platform's business model, it won’t be able to give users access to that location.
- Business risk. PayPal may deem some countries to be too much of a risk to set up shop in. This could be due to political tension, fraud, and financial crime.
- Following global sanctions. PayPal won’t be available in any country with sanctions imposed on it for economic or diplomatic reasons.
- Minimal demand. Some locations simply don’t offer much demand for PayPal. As such, it isn't cost-effective to branch out in certain areas.
How to buy a VPN with PayPal
Interested in paying for a VPN with PayPal? Well, you’ll be pleased to know that every VPN provider we’ve recommended in this guide supports PayPal transactions. Here’s a quick guide to show you how to do it:
- Choose a VPN that offers PayPal as a payment option. We recommend NordVPN, now 77% OFF
- Select a subscription plan that suits your needs best
- Enter your sign-up details
- Select PayPal as your payment method
- Click buy, complete the transaction, and enjoy your new VPN
Final thoughts
PayPal is one of the world’s most-used online payment methods. Millions use it to pay for products and move money around to friends and family. It’s completely trustworthy and makes online transactions easy.
However, PayPal is not available in every country. Also, despite its strong security, your financial details could be at risk if hackers get into your account on an unsecured Wi-Fi network.
These issues could be a blocker for using PayPal, but luckily a quality VPN such as NordVPN will alleviate any concerns. Not only can NordVPN servers unblock PayPal in any country, but also improve your security to provide ultimate protection from cyber crooks – even on public Wi-Fi.
FAQ
What to do if PayPal is not available in your country?
If you can’t get PayPal in your country, there’s a quick fix. Simply download a Paypal-friendly VPN, like NordVPN, connect to a server in a country where PayPal operates, and then try to access the platform again. You should now get into PayPal with no problems.
Is it legal to use VPN for PayPal?
Yes, it’s completely legal to use a VPN for PayPal throughout most of the world. It’s worth noting that some locations impose restrictions on VPN use (North Korea, Russia). To be extra sure, we recommend reading this guide to VPN legality.
Does PayPal work in China with VPN?
Yes, PayPal works with VPNs in China, but not every VPN provider will work in the country. If you sign up with a provider tested to work in China, like NordVPN, you should always be able to use the VPN with PayPal in China.
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