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Best VPNs for PayPal in 2024

PayPal is one of the best ways to pay online. You can use your account to instantly pay for goods and services, and get purchase protection. But if you use PayPal on public Wi-Fi, you could open yourself up to hackers and crooks. If you’re traveling abroad, PayPal may block your account if it detects an unusual login. Some countries don’t allow access to PayPal at all.

A quick-fix and reliable solution to all these problems is a VPN for Paypal. A VPN will change your IP address and encrypt your traffic, so you can use PayPal safely. Moreover, a quality VPN can unblock PayPal and other geo-restricted services with ease, so you won’t get blocked or locked out of your PayPal account ever again.

To help you find the best VPN option, we tried and tested over a dozen providers. Keep reading for the complete list of the best PayPal VPN providers in 2024.

Top 5 best VPNs for Paypal

Why do you need a VPN for Paypal?

Most of the time, PayPal works without a VPN just fine. However, sometimes you might find yourself in a situation where using a VPN with PayPal is the only option to safely purchase something online.

For example, some countries don’t let you use PayPal. If you’re in a country where PayPal doesn’t operate, like Pakistan or Iran, you won’t be able to access your account or use the app. Another issue with using PayPal overseas is that uncommon logins may trigger PayPal’s fraud protection. Even if you’re using PayPal on a holiday or a work trip, the platform may lock you out of your account without warning.


Reputable VPNs with servers in countries where PayPal is blocked will allow you instant access to the online payment service wherever you may be.

Additionally, VPNs add an extra level of security to online transactions. Even though PayPal is a secure platform, you can still risk losing personal data if you’re on an insecure network, like public Wi-Fi in a cafe or an airport. But when you connect your device to a VPN server, all of your traffic will become encrypted and confidential – including personal data and financial details.

The best Paypal VPNs – our detailed list:

Deciding on the best PayPal VPNs came down to which providers deliver the best package of services. From servers to security to speed and features, we conducted a series of tests with around 32 providers and ended up with a final list. Keep on reading to find out all you need to know about the best 2024 PayPal VPNs:

1. NordVPN – best PayPal VPN in 2024

NordVPN banner
Based in:
Servers/countries:6300+ servers in 111 countries
Works with PayPal:Yes
Current deal:🔥Get NordVPN, now up to 69% OFF + 3 months FREE!🔥

We’ve chosen NordVPN as the best PayPal VPN due to its unmatched performance when it comes to unblocking geo-restricted services. This VPN also offers an immense selection of security-related features that will make your online shopping and browsing experience much safer.

Servers. NordVPN has 6300 servers in 111 countries, which enables you to access PayPal securely from virtually any country at all times. Whether you’re traveling, or simply live in a region where PayPal is unavailable, with NordVPN you can shop online safely.

Speeds. NordLynx, NordVPN’s in-house tunneling protocol, stands toe-to-toe with WireGuard as the industry’s best. It helps this VPN achieve fantastic speeds during our tests. Connections barely dipped and stayed at close to 90% of the baseline.

Security. This VPN eliminates any security concerns with an instant kill switch and gold-standard encryption. Your data will always be safe when you use PayPal, even if you’re on public Wi-Fi and the connection suddenly drops. Traffic obfuscation can also be enabled, so your VPN is hidden from snoopers and sneaks.

Privacy. NordVPN has a strict no-logs policy, which means that they don’t keep track of or record anything that you do online. The no-logs policy has been independently audited twice.

Price. This VPN charges as little as $3.09/month for a subscription. There’s a 7-day free trial available for Android devices and a 30-day money-back guarantee as well.

Want to find out more? Read our NordVPN review.

2. Surfshark – ideal PayPal VPN for multiple users

Surfshark banner
Based in:
The Netherlands
Servers:3200+ servers in 100 countries
Works with PayPal:
Current deal:🔥Get 85% OFF Surfshark + 2 months FREE🔥

Surfshark is also one of the best VPNs for PayPal. It has excellent speeds, plenty of servers in 100 locations all over the world, and advanced security features that will make your online shopping experiences extra safe. It also offers unlimited simultaneous connections, so you’re free to share it with your household, friends, or work team.

Servers. Boasting over 3200 servers in 100 countries, Surfshark’s servers provide the reliability you need to safely use PayPal from anywhere. Besides PayPal, this VPN can also unblock streaming services and other geo-restricted content and sites with ease.

Speeds. Surfshark is one of the fastest VPNs you can use. The powerful WireGuard protocol helps it retain roughly 77% of your baseline speed. That guarantees you smooth access to the online services you need, like PayPal.

Security. Surfshark is another provider to shield you from leaks and hacks with features like a kill switch, IP leak protection, and obfuscation. It also offers a safe browsing feature CleanWeb, which will act as an ad and tracker blocker. With Surfshark, you can be sure that your banking details will stay protected at all times.

Privacy. This VPN has undergone the complete auditing process for its no-logs policy. Neither your IP address, browsing history, or personal details are stored on file.

Price. Surfshark is hard to beat on price, costing just $2.29/month. Enjoy a 7-day free trial before you sign up, and get a 30-day money-back guarantee if you do.

Want more information? Explore our Surfshark VPN review or do a Surfshark vs NordVPN analysis.

3. Atlas VPN – beginner-friendly PayPal VPN

Atlas VPN banner
Based in:
United States
Servers:1000+ servers in 42 countries
Works with PayPal:
Current deal:🔥Get Atlas VPN, now 86% OFF + 6 months FREE!🔥

Security and performance are two of Atlas VPN’s strong points. Combine that with a good free version, well-designed apps, and decent unblocking capabilities, and you’ve got a very capable PayPal VPN.

Servers. You can choose from over 1000 robust servers in 42 countries, which is more than enough to use with PayPal. Besides, so many servers are sure to also provide you with access to countless other geo-restricted services, websites, and streaming platforms.

Speeds. Atlas VPN’s tunneling protocols include WireGuard so you can count on top speeds and reliable performance. During our testing, Atlas VPN speeds never dropped below, and most often stayed above 70% of the baseline speed.

Security. This VPN takes your security seriously. On top of its kill switch for an unexpected loss of secure connection, Atlas VPN includes SafeSwap, a feature that constantly switches your IP address and makes it more difficult to track your online activities.

Privacy. Atlas VPN is yet to have an independent audit, but there have been no reports of leaks, data storing, or anything else to tarnish its reputation. The no-logs policy clearly states that no user data is collected.

Price. Atlas VPN offers a free version for all users, but its features and servers are limited – you only get 5GB of data and only 3 server locations. That said, the paid version only costs $1.64/month, so signing up for a full subscription is very easy on the wallet. There’s also a 30-day money-back guarantee.

Find more details in our full Atlas VPN review.

4. ExpressVPN – feature-rich PayPal VPN

ExpressVPN banner
Based in:British Virgin Islands
Servers:3000+ servers in 105 countries
Works with PayPal:Yes
Current deal:🔥Get ExpressVPN, now 49% OFF + 3 months FREE!🔥

ExpressVPN is a good PayPal VPN – it has many features for your increased online security, and plenty of servers in every corner of the world ensure that you’ll be able to use PayPal anywhere.

Servers. You can safely access PayPal from any location by connecting to one of ExpressVPN’s 3000+ server fleets, which covers 105 countries. And when you’re done with your online transactions, you can use ExpressVPN to access other geo-restricted sites and streaming content.

Speeds. ExpressVPN has based its Lightway protocol on WireGuard, so you know it lives up to its name and keeps your speed lightning-fast. During our tests, ExpressVPN successfully retained over 70% of the original baseline speed.

Security. This VPN has plenty of advanced security settings and features to keep your online activities safe and private. The full feature suite includes a kill switch, obfuscated servers, an ad blocker, and a Threat Manager to deal with online threats.

Privacy. ExpressVPN’s no-logs policy has been independently audited, so you can count on its no-logging policy to never hold on to your data.

Price. ExpressVPN’s price is in the higher bracket – starting at $6.67/month. That said, you have a 30-day money-back guarantee period to try it out.

To find out more, read our in-depth Express VPN review. Learn how it fares against the best in our NordVPN vs ExpressVPN comparison.

5. CyberGhost – fast VPN to use with PayPal

CyberGhost VPN banner
Based in:Romania
Servers:11500+ servers in 100 countries
Works with PayPal:Yes
Current deal:🔥Get CyberGhost VPN, now 84% + 4 months FREE!🔥

Another good VPN option for PayPal is CyberGhost. It offers thousands of quality servers all over the world, works with PayPal seamlessly, and offers plenty of features for a safe and smooth online browsing or shopping experience.

Servers. Not many VPNs have as many servers as CyberGhost – 11500 servers in 100 countries at the last count. No matter where you are, PayPal will be at your disposal at all times. Besides, CyberGhost has proven during our tests that it can unblock plenty of other online services too – be it websites or streaming platforms.

Speeds. CyberGhost uses WireGuard to full effect and delivers speeds that barely drop beneath your usual level. When we tested CyberGhost, it managed to successfully retain stable speeds that did not drop below 70% of the original baseline.

Security. Living up to its name, CyberGhost provides NoSpy servers that can’t be seen by any third party. Your online activities will be hidden under several levels of protection, keeping your online shopping details safe. CyberGhost also includes a functional kill switch and an ad blocker.

Privacy. No-logs policy, independent audit – CyberGhost is proven to have no user data logging incidents, so you can use it with confidence.

Price. CyberGhost costs begin at $2.03/month. It goes an extra yard with its refund policy, giving you 45 days to change your mind.

Get the full breakdown in the CyberGhost review.

How we picked and tested these VPNs

Finding the best PayPal VPNs for PayPal involved a lot of research. We evaluated dozens of providers on their server networks, unblocking capabilities, security features, privacy policies, and speed. These are the main factors we looked to establish our list:

  • Unblocking capabilities. PayPal is unavailable in numerous countries, including Afghanistan, Iran, Haiti, and Pakistan. We tested all the VPN providers on our list to make sure that they not only unblock PayPal, but also other online services, social media sites, and streaming platforms.
  • Speed. Online transactions may take some processing time and your internet connection speed can have an impact on it. Since VPN naturally slows down your internet speed, we used our in-house as well as online speed testing tools to ensure our suggested providers retain no less than 70% of the baseline speed.
  • Privacy and security. A VPN is primarily a tool for online privacy and security. We tested and reviewed all our VPNs’ security features such as kill switches and leak protection, as well as ad-blockers. Every single one of our suggestions uses advanced encryption to safeguard your online data and has an independently audited no-logs policy.

Best VPNs for Paypal compared

Here’s how the best PayPal VPNs compare to each other in terms of pricing, server counts, unlocking abilities, and more:

NordVPNSurfsharkAtlas VPNExpressVPNCyberGhost
Free trialYes, 7 dayYes, 7 dayYes, unlimitedYes, 7 dayYes, 1-day on a desktop, 3-day on Android, and 7-day on iOS
Servers6300+ servers in 111 countries3200+ servers in 2.29 countries1000+ servers in 42 countries3000+ servers in 105 countries11500+ servers in 100 countries
StreamingNetflix, Hulu, BBC iPlayer, Disney+, and moreNetflix, Disney+, Amazon Prime Video, and moreNetflix, BBC iPlayer, YouTubeNetflix, Hulu, BBC iPlayer, Disney+, and more2.03
LoggingNo logs, independently audited twice by PwCNo logs, independently audited by DeloitteNo logs, not auditedNo logs, independently audited by Cure53No logs, independently audited by Deloitte
Simultaneous Connections10UnlimitedUnlimited87
Price (lowest per month)$3.09/month$2.29/month$1.64/month$6.67/month$2.03/month
ReviewNordVPN reviewSurfshark VPN reviewAtlas VPN reviewExpressVPN reviewCyberGhost VPN review

Why is Paypal blocked in some locations?

Some countries block access to PayPal. There is a variety of reasons for that – we collected some of the most common ones:

  • Legal issues. PayPal must adhere to the local legislations and laws of any country it wants to operate in. If the regulations don’t accept the platform's business model, it won’t be able to give users access to that location.
  • Business risk. PayPal may deem some countries to be too much of a risk to set up shop in. This could be due to political tension, fraud, and financial crime.
  • Following global sanctions. PayPal won’t be available in any country with sanctions imposed on it for economic or diplomatic reasons.
  • Minimal demand. Some locations simply don’t offer much demand for PayPal. As such, it isn't cost-effective to branch out in certain areas.

How to buy a VPN with PayPal

Interested in paying for a VPN with PayPal? Well, you’ll be pleased to know that every VPN provider we’ve recommended in this guide supports PayPal transactions. Here’s a quick guide to show you how to do it:

  1. Choose a VPN that offers PayPal as a payment option. We recommend NordVPN, now 69% OFF
  2. Select a subscription plan that suits your needs best
  3. Enter your sign-up details
  4. Select PayPal as your payment method
  5. Click buy, complete the transaction, and enjoy your new VPN

What to do if your VPN is not working with PayPal

If you’ve connected to a VPN, but your PayPal account still isn’t working, check this list to identify the issue:

  • You're not connected to a server location
  • Your cache or cookies are exposing your real IP address
  • Your VPN is leaking your IP or DNS addresses
  • The VPN app needs an update
  • Your VPN in unable to bypass PayPal restrictions

To solve the issues above, try these troubleshooting tips:

  • Try using a different web browser
  • Connect to a server in a PayPal-approved location
  • Clear cookies and cache from your browser or device
  • Update your PayPal, VPN, and operating systems to their latest version
  • Turn VPN IP and DNS leak prevention on
  • Reach out to your VPN provider support
  • Change your VPN provider

Using a free VPN for Paypal

You shouldn’t use completely free VPNs with PayPal purely due to the security risks they pose. Many free VPNs have been caught collecting user data to sell to data miners. Malicious ads are also sometimes found on free VPNs, so click the wrong link, and hackers could get into your PayPal account.

Freemium VPNs are a solid alternative. They offer a scaled-down version of a full product. However, the limited features could be frustrating, especially if there are data caps and few server locations.

The better idea is to select a premium VPN provider that offers a refund window or trial period with its service:

  • NordVPN – this provider covers 111 countries with 6300 servers and top speed for browsing, scrolling, and even streaming. It’s ideal for PayPal and gives Android and iOS users a 7-day free trial. Regardless of your device, you have a 30-day money-back window to enjoy the product commitment-free.
  • Surfshark – 3200 servers are in Surfshark’s fleet, in over 100 countries. And it offers unlimited device connections, so everyone in your group can use it to access PayPal. Mobile devices get a 7-day free trial on top of the 30-day refund period.

Final thoughts

PayPal is one of the world’s most-used online payment methods. Millions use it to pay for products and move money around to friends and family. It’s completely trustworthy and makes online transactions easy.

However, PayPal is not available in every country. Also, despite its strong security, your financial details could be at risk if hackers get into your account on an unsecured Wi-Fi network.

These issues could be a blocker for using PayPal, but luckily a quality VPN such as NordVPN will alleviate any concerns. Not only can NordVPN servers unblock PayPal in any country, but also improve your security to provide ultimate protection from cyber crooks – even on public Wi-Fi.



prefix 2 months ago
What is the solution for declined card? After creating PayPal account I have tried to link my card to the account but get a declined notification. What should I do?
Cybernews Team
prefix 2 months ago
Hi, thanks for your question! There can be a few reasons why PayPal doesn't allow users to add a card to their accounts. First, the billing address on a card statement (where the card was registered) and the PayPal account address do not match. Secondly, the card is linked to another PayPal account – a card can only be connected with 1 PayPal account. There can also be that your card issuer might have declined a $1 authorization fee. In this case, contact the bank. For any other technical issue, we recommend contacting PayPal support. I hope this helps!
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