Wix transaction fees explained in 2026

Wix is an ideal website builder for eCommerce sites seeking easy setup and on-site payment solutions. Although it’s one of the most affordable website builders, you should be aware of Wix’s processing fees.

These fees add to the overall Wix website cost, but I’m giving a heads-up that it's well within reason. Unlike Shopify or BigCommerce, Wix doesn't charge transaction fees, which can lower your overall website costs depending on your sales.

In this article, I'll explain additional Wix eCommerce pricing that applies using its proprietary Wix Payments feature.

Pros and cons of Wix Payments

What are Wix transaction fees?

There is a subtle difference between Wix's transaction and processing fees. Some website builders charge a percentage of your sales, but not this one. Wix fees only involve the amount it spends processing your payment to ensure a speedy and secure service. Take a look at the table below for a breakdown of Wix payment processing fees.

Payment method	Wix fees in the US	Wix fees in the EU	Wix fees in Canada
Credit/debit card	2.9% transaction amount + $0.30	1.9% transaction amount + €0.30	2.9% transaction amount + CA$0.30
Apple Pay	2.9% transaction amount + $0.30	1.9% transaction amount + €0.30	2.9% transaction amount + CA$0.30
American Express	3.7% transaction amount + $0.30	3.1% transaction amount + €0.30	3.5% transaction amount + CA$0.30
Wix Payments POS	2.6% transaction amount	Not available	2.7% transaction amount

Visit Wix

How Wix transaction fees work

Wix payment fees kick in whenever you use the Wix Payments service to process funds on your website. If you're wondering how much Wix costs, check our in-depth piece on Wix pricing plans. In this case, we will explain Wix Payments fees related to running an e-shop.

Firstly, Wix Payments is only available on Core, Business, and Business Elite plans and is unavailable on the Light plan and Wix's free version. After you start processing funds through your website, Wix will invoice you on the first of every month for all costs related to transfers on Wix Payments.

Whenever you sell a commodity on your website, Wix Payments organizes the transaction between the customer's bank and payment processor network (Mastercard, Amex). After all parties authorize the purchase, the funds – minus the Wix processing fee – are transferred to your bank account associated with Wix Payments.

In other words, Wix doesn’t directly draw funds from your bank account but subtracts the costs from the final transaction.

Wix vs other eCommerce platform fees

To put things into perspective, let's compare Wix to Shopify and BigCommerce. The most noticeable difference is that Wix doesn't charge transaction fees, which are 0.5% to 2% on Shopify and 1.5% to 2.2% on some BigCommerce plans. This is one of Wix's strongest advantages, as transaction fees add up to quite a lot if your e-shop is successful.

However, there are also significant setbacks. Wix Payments is currently available only in 15 countries and 6 currencies, allowing you to use only one currency for your entire store. In contrast, Shopify Payments is available in 39 countries and supports multiple currencies.

	Wix	Shopify	BigCommerce
Transaction fees	None	0.2%-2%	2.35%-2.89%
Payment service in	15 countries	39 countries	32 countries
Currencies supported	Multiple currencies, one per store	Multiple currencies	Multiple currencies

To summarize, the lower cost of Wix fees is better for local businesses but lacks a few benefits required for international brands.

How to reduce Wix transaction fees

Since Wix doesn’t apply a transaction fee, processing fees are primarily determined by banks and payment networks. Therefore, reducing Wix transaction fees directly on its website is impossible.

However, if you notice that processing fees are excessive, you can slightly increase your commodity prices to compensate. Remember that there are no Wix transaction fees, so you can sell as much as you can and only worry about payment processing costs. This gives you more opportunities to modify product prices or invest elsewhere.

You can also offer commodity bundles to increase the price of a single purchase instead of applying processing fees to smaller transactions. One way or another, you’ll have to use some marketing knowledge to reduce Wix fees.

Conclusion

Wix is undoubtedly one of the best website builders, and it’s reasonably priced. What's more, because there are no Wix transaction fees, you can boost your sales volume without sharing a single percentage of your profits.

But don’t mistake transaction fees for processing fees. Wix must ensure financial transaction safety and communicate with third parties, so it applies a processing fee to compensate for that. That's a common practice, and calculating such expenses beforehand will help you set your prices accordingly.

If you think Wix and its processing fees would work well for you, check out our Wix review to find out more on what this website builder has to offer and how it compares to others.

FAQ