Best family identity theft protection services in 2025
Led by experts behind major reports like The Mother of All Breaches, our team of information security professionals, tech journalists, and data analysts delivers unbiased, real-world testing of identity theft protection services.
We stay current with industry trends and maintain full transparency by openly sharing our testing methodologies, ensuring readers receive accurate, up-to-date, and unbiased recommendations.
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Protecting your family from identity theft has never been more critical. One in five Americans is affected by identity theft in their lifetime, according to the Bureau of Justice Statistics. Children's clean credit histories make them attractive targets for identity theft, while seniors often face sophisticated scams designed to exploit their trust.
I’ve extensively analyzed the top identity theft protection services with our research team at Cybernews, and I'll walk you through the best family identity theft protection services in 2025.
I evaluated each provider's plans, monitoring capabilities (including credit protection), alert systems, parental controls, insurance coverage, and recovery services. I’ll show you exactly how my top family identity protection services can help you and your family stay safe online. I’ll also guide you to choose the best identity theft family plan.
Top 7 family identity theft protection services – our shortlist
- NordProtect – best identity theft protection service for families
- Aura – extensive identity protection for modern families
- Norton LifeLock – time-tested security for every family member
- Malwarebytes – identity theft protection with online safety extras
- Surfshark Alert – straightforward coverage for the whole family
- IDShield – expert-guided family identity recovery and protection
- Incogni – proactive family data removal and privacy protection
Comparison of the best family identity theft protection services
When choosing a family identity theft protection service, consider your specific needs. Families with young children should prioritize strong Social Security number (SSN) monitoring and parental controls. Those with teenagers should focus on social media and gaming protection. If you're also protecting elderly parents, look for services with robust fraud prevention and recovery support.
| Service | Rating | Best for | Key features | Price |
| NordProtect | 4.8 | Whole family online safety |
| From $7.49/month |
| Aura | 4.7 | Complete security with parental controls |
| From $32.00/month |
| Norton LifeLock | 4.6 | Multi-device household protection |
| From $18.49/month |
| Malwarebytes | 4.5 | Connected family protection |
| From $99.00/year |
| Surfshark Alert | 4.4 | Basic family identity monitoring needs |
| From $2.49/month |
| IDShield | 4.2 | Expert family identity theft recovery support |
| From $29.95/month |
| Incogni | 4.1 | Proactive family privacy |
| From $16.49/month |
Remember that pricing often reflects the breadth of each provider’s service. While some services cost considerably more, they often offer wider protection, more insurance, and better family-specific features. When choosing, consider your budget and your family's unique risk factors.
The best family identity theft protection services – our detailed list
I worked with the Cybernews research team to evaluate the features and performance of some of the top identity theft protection services available today. Based on my findings and dozens of user reviews, these are the best identity theft protection family plans:
1. NordProtect – best identity theft insurance for families
| Rating: | 4.8 |
| Online data monitoring: | Yes |
| Credit monitoring: | Yes |
| Dark web monitoring: | Yes |
| Insurance coverage: | Up to $1 million |
| Platforms: | Windows, macOS, Android, iOS, and Linux |
| Starting price: | $7.49/month |
I recommend NordProtect to all households seeking a comprehensive cybersecurity solution. Alongside identity theft protection, NordProtect also safeguards account credentials and offers credit monitoring as well as protection from online fraud.
NordProtect data monitoring
NordProtect constantly scans the dark web for leaked personal information, including email addresses, phone numbers, and Social Security numbers. If it finds any data linked to you or your family members, you’ll receive an instant security alert with information on how to protect your privacy and mitigate the effects of this data leak.
NordProtect credit monitoring
NordProtect monitors your credit score and notifies you about any suspicious activity linked to you and your family. For example, you’ll receive a notification if a new account is opened using personal information belonging to you or your relatives. This allows you to act quickly and prevent fraudsters from incurring debt in your name.
NordProtect insurance
If you fall victim to identity theft, NordProtect offers up to $1 million to cover the cost of identity recovery. This includes lost wages and legal costs. In addition to this insurance coverage, NordProtect provides a case manager to offer expert guidance and support. It also offers up to $50,000 as part of its cyber extortion coverage and up to $10,000 for victims of online fraud.
NordProtect pricing
Starting at only $7.49 per month, NordProtect is one of the most affordable family identity theft protection services I found during my research. You only get this $7.49 offer if you opt for the NordProtect annual plan. Its monthly plan is more than double the price — $15.49 per month. Still, compared to many other identity theft protection services, this price is a bargain.
NordProtect was created by the same cybersecurity professionals behind NordVPN, a leading VPN service. This identity theft protection service focuses on online privacy, which is crucial for digital safety, especially if you have minors or elderly people in your family.
2. Aura – comprehensive family identity protection solution
| Rating: | 4.7 |
| Online data monitoring: | Yes |
| Credit monitoring: | Yes |
| Dark web monitoring: | Yes |
| Insurance coverage: | Up to $1 million per family member |
| Platforms: | Windows, macOS, iOS, and Android |
| Starting price: | $32.00/month |
Compared to most of the providers I reviewed, Aura has one of the most comprehensive identity theft protection plans for families, combining rapid threat detection with features designed for every family member. This platform stands out for its intuitive family dashboard and age-appropriate monitoring levels.
Aura data monitoring
Aura monitors up to 70 different types of data for exposure, including email addresses, debit and credit cards, phone numbers, passports, and more. It doesn’t only scan the dark web for data linked to you or your family members, it also checks public records.
Like NordProtect, if it finds any data, you’ll be notified to take action and protect your privacy. Aura goes a step further, though. It will send out data removal requests on your behalf if it finds your details on data broker sites. This prevents this data from falling into the wrong hands, significantly reducing the potential for identity theft.
Aura credit monitoring
Aura’s credit monitoring casts a wider net than NordProtect. It monitors your credit reports from the three major credit bureaus: Experian, Equifax, and TransUnion.
It also monitors your bank accounts for potentially suspicious activity and notifies you if your data is used for any unauthorized transactions. Aura even tracks your property titles and auto loans, and will notify you about any unauthorized changes.
Aura insurance
Aura’s identity theft insurance entitles your family members to up to $1 million each. This insurance coverage is limited to five family members per Aura account.
Other Aura features
Aura offers an array of tools designed to keep you and your family safe online. For example, its parental controls allow you to set screen time limits and protect your children from harmful or inappropriate websites and apps. It also monitors in-game voice and text chats to protect your children from cyberbullying.
Aura offers a range of other privacy tools, including a VPN, antivirus software, and a password manager. It even protects you from spam calls and messages.
Aura pricing
Aura’s price — $32/month — is significantly higher than that of other identity theft protection services on this list. But it does more than simply protect you from identity thieves. It’s an all-in-one digital safety and privacy tool for families.
Aura successfully balances comprehensive family identity theft protection with ease of use. During my tests, its family dashboard made managing multiple family members' protection remarkably straightforward while maintaining the rapid alert speeds that distinguish this service.
3. Norton LifeLock– trusted family protection with advanced security features
| Rating: | 4.6 |
| Online data monitoring: | Yes |
| Credit monitoring: | Yes |
| Dark web monitoring: | Yes |
| Insurance coverage: | Up to $3 million per adult, and over $1 million per child |
| Platforms: | Windows, macOS, iOS, and Android |
| Starting price: | 18.49/month |
Norton LifeLock is a complete identity theft protection solution for families, offering a range of features to protect the privacy of adults and children. It does a good job of preventing identity theft, but if your data is compromised, Norton has a 100% identity restoration guarantee.
Norton LifeLock data monitoring
Norton LifeLock scans the dark web and clearnet (including social media) for any data connected to you or your family members. It will inform you if your information has been leaked online due to a data breach, and provide suggestions on how to safeguard your privacy and prevent identity theft.
Norton LifeLock even monitors people search sites for data and will send out opt-out requests if it finds any information matching your records. It will also notify you if your data appears in the sex offenders registry or if court records show any crime connected to your name, so you aren’t wrongly accused.
Norton LifeLock credit monitoring
Norton LifeLock’s credit monitoring ensures fraudsters don’t use your identity to commit crimes. It monitors your bank accounts and credit or debit cards and will notify you of address change requests at the U.S. Postal Service, so cybercriminals can’t divert your mail.
It also searches for your details in new bank account applications and will send a notification if any information linked to you and your relatives appears in these records. Norton LifeLock also monitors investment and retirement accounts for potentially fraudulent activities.
Like Aura, it monitors your credit history across the three leading credit bureaus and will notify you of any changes to your records.
Norton LifeLock even offers support if your wallet is stolen. It will help you cancel and replace your credit card and other documents, and keep on high alert for any suspicious activity.
Norton LifeLock insurance
Norton LifeLock’s identity theft insurance coverage offers up to $1 million per adult ($25,000 per child) to cover stolen funds and an additional $1 million per adult ($25,000 per child) to cover any personal expenses incurred as a result of identity theft. You also get $1 million for legal fees and expert support needed to restore your stolen details.
Norton LifeLock also provides US-based identity restoration specialists to assist victims of identity theft.
Norton LifeLock pricing
Norton LifeLock identity theft protection for families starts from $18.49 per month. If you’re already a Norton 360 user, you can bundle both services with the Norton 360 with LifeLock plan for only $99.00 for your first year.
Norton LifeLock offers comprehensive data monitoring for families and generous insurance coverage. However, its entry-level plans come with limited monitoring options. I recommend this identity theft protection service for existing Norton 360 users who want to bundle both services for an all-in-one online safety solution.
4. Malwarebytes – tech-focused protection for connected families
| Rating: | 4.5 |
| Online data monitoring: | Yes |
| Credit monitoring: | Yes |
| Dark web monitoring: | Yes |
| Insurance coverage: | Up to $2 million |
| Platforms: | Windows, macOS, iOS, Android, and ChromeOS |
| Starting price: | $99.00/year |
Malwarebytes is known for its antivirus and privacy protection tools, but it also offers identity protection for families and individuals. Unsurprisingly, its identity theft protection service comes with some of its popular online safety tools. It is perfect for families with multiple connected devices and active digital lives.
Malwarebytes data monitoring
Malwarebytes scans numerous websites on the dark web and surface web to determine if any data linked to you and your family has been leaked or is being traded online. This includes bank details, credit and debit card numbers, phone numbers, Social Security numbers, email addresses, passwords, and other sensitive information. It even monitors social media for any threats or suspicious activity.
If it finds any data, you’ll receive an alert with details on how to protect your data. It's worth noting that Malwarebytes will monitor a wider range of data if you subscribe to its Ultimate identity theft protection plan, the most expensive option, compared to its other plans.
Malwarebytes credit monitoring
Malwarebytes tracks your credit reports and scores on the three main credit bureaus. It will alert you about any potentially unauthorized activity, such as credit inquiries or new accounts in your name. If your data has been compromised, Malwarebytes will place a fraud alert on your file to prevent cybercriminals from using your data to open new lines of credit.
Malwarebytes insurance
Malwarebytes identity theft insurance covers lost wages and other expenses for victims of identity theft. Depending on the plan you choose, Malwarebytes offers $1 million to $2 million in identity theft insurance. It also provides an agent who will guide you step by step over the phone through the identity recovery process.
Other Malwarebytes features
Malwarebytes identity theft protection plans come with its award-winning antivirus and anti-malware solution, as well as its VPN and ad/spam blocker.
Malwarebytes pricing
Malwarebytes charges annually for its identity theft protection service, starting from $99.99 per year. In my opinion, its Ultimate plan offers the best value, but it’s quite pricey at $119.99 annually.
Malwarebytes’ identity theft protection for families not only tracks and alerts you about stolen data, but also focuses on stopping criminals from accessing sensitive information through infected devices or compromised networks. I recommend getting the Ultimate plan if you choose this provider.
5. Surfshark Alert – simple, straightforward family identity monitoring
| Rating: | 4.4 |
| Online data monitoring: | Yes |
| Credit monitoring: | No |
| Dark web monitoring: | Yes |
| Insurance coverage: | No |
| Platforms: | Windows, macOS, iOS, and Android |
| Starting price: | $2.49/month |
Surfshark Alert is a no-frills family identity monitoring service. Its spartan protection balances users' needs with keeping things simple for the whole family. This service is bundled with the popular Surfshark VPN and other Surfshark privacy tools.
Surfshark Alert data monitoring
Surfshark scours the web 24/7 to find any leaked personal data belonging to you or your family members, including email addresses, ID cards, and other details. If it finds any information, you’ll receive an alert instantly along with recommendations on how to protect your privacy.
While it doesn’t have extensive data monitoring capabilities, Surfshark takes a preventative approach to identity theft protection with Alternative ID. As its name implies, this tool allows you create a fake identity, including a name, address, age, and email address. You can use this alternative identity to sign up for online accounts instead of your actual details, reducing the chances of identity theft if those details are exposed online.
The highest-tier Surfshark Alert plan comes with Incogni’s data removal service. Incogni will contact data brokers on your behalf and request that they take down your information.
Surfshark Alert credit monitoring
Surfshark Alert doesn’t offer any specialized credit monitoring. It simply tracks your credit and debit card details and will notify you if it has been leaked online. If you want an identity theft monitoring service with extensive credit monitoring features, I recommend NordProtect or Aura.
Surfshark Alert insurance
Surfshark Alert doesn’t offer any identity theft insurance.
Other Surfshark Alert features
While Surfshark Alert may seem to be lacking in its functionality compared to the other family identity theft protection services I’ve reviewed so far, it makes up for it with an array of extra features. In addition to basic identity theft monitoring, Surfshark Alert also comes with a VPN, antivirus software, and Alternative ID.
Surfshark Alert pricing
Surfshark Alert is not a standalone product. It’s currently only available as part of the Surfshark One bundle, which starts at $2.49 per month. If you’re considering using Surfshark Alert to protect your family from identity theft, I recommend the Surfshark One+ plan, priced at $3.99 per month, as it includes access to Incogni data removal service.
Surfshark Alert makes family identity protection accessible and clear. This simple approach particularly appeals to families searching for basic protection without complex features or information overload in their dashboards.
6. IDShield – expert-guided family identity recovery and protection
| Rating: | 4.4 |
| Online data monitoring: | Yes |
| Credit monitoring: | Yes |
| Dark web monitoring: | Yes |
| Insurance coverage: | Up to $3 million |
| Platforms: | Windows, macOS, iOS, Android, and ChromeOS |
| Starting price: | $29.95/month |
IDShield takes a unique approach to family protection by combining automated identity monitoring with licensed private investigators who understand the challenges associated with identity theft and will help you through the restoration process if your data is leaked online.
IDShield data monitoring
IDShield monitors the dark web for any leaked personal information belonging to you or your relatives and will send you alerts to take action and prevent identity theft. It even scans data broker sites and other public databases, and has experts who can request that your data be taken down.
IDShield does more than just monitor for data leaks; it also tracks your online reputation, provides a reputation score, and offers suggestions on how to build a solid and professional online presence. IDShield scans your social media and other online accounts and even provides suggestions on how to improve your privacy settings and stay safe online.
IDShield credit monitoring
IDShield tracks your financial accounts and credit/debit cards and your credit file across the three main credit bureaus, and notifies you about any suspicious activity. It also monitors your Social Security number and notifies you about change of address requests or any other unusual activity involving your personal information.
IDShield insurance
IDShield provides up to $3 million to cover any expenses you incur as a result of identity theft, including legal costs. All IDShield users have an unlimited service guarantee, so you can talk to its experts for advice and get help reducing the number of unsolicited offers from insurance and credit card companies. It also provides licensed investigators to assist victims of identity theft.
Other IDShield features
In addition to identity monitoring, IDShield’s identity theft protection service also provides cybersecurity tools like a VPN, password manager, antivirus software, parental control tools, and more.
IDShield pricing
IDShield’s family identity theft protection plan starts from $29.95 per month.
IDShield provides licensed private investigators to help families with identity theft cases. When a child or elderly family member’s identity is compromised, expert guidance throughout the recovery process makes a world of difference. Its online reputation management can be useful for teenagers and people who aren’t very tech-savvy.
7. Incogni – proactive family data removal and privacy protection
| Rating: | 4.1 |
| Online data monitoring: | Yes |
| Credit monitoring: | No |
| Dark web monitoring: | No |
| Insurance coverage: | No |
| Platforms: | All operating systems |
| Starting price: | $16.49/month |
Incogni takes a preventive approach to family identity protection by removing personal information from data broker databases before it can be exposed or stolen.
Incogni data monitoring
Unlike most identity theft protection services I’ve reviewed so far, Incogni doesn’t scan the dark web for leaked personal data. Instead, it focuses on people search sites and data brokers’ databases. These platforms scrape morsels of data from across the web to create a profile of you.
Marketers buy data from brokers’ sites to target potential customers, while the data available on people search sites is available to the public. Having all this information floating around online makes you more susceptible to identity theft.
Incogni sends out opt-out requests to people search sites and data brokers, asking them to delete your data. It follows up on these requests to confirm that your data has been wiped.
And, it’s not a one-time service, either. Incogni continuously scans these platforms to ensure they don’t add your data to their records again. You can also track its progress from the Incogni dashboard to see which platforms have deleted your information.
Incogni credit monitoring
Incogni doesn’t offer any specific credit monitoring features. However, if data brokers or people search sites have your financial information, it can get them to delete it. This will reduce unsolicited contact from credit card and insurance companies, among others.
Incogni insurance
Incogni doesn’t provide any type of identity theft insurance coverage.
Incogni pricing
Incogni’s family plans start from $16.49 and cover up to five members.
Incogni prevents family identity theft at the source by removing personal information from people search sites and brokers’ databases. This approach particularly benefits parents who are concerned about data brokers collecting and selling information about their children.
How we selected the best ID theft protection for families
Family identity theft protection services vary significantly in features and effectiveness. I worked with our research team to evaluate each provider against specific criteria:
- Identity theft protection features (15%). I evaluated the identity theft protection features that each provider offers, including dark web monitoring and credit monitoring. I also checked the scope of each provider’s data monitoring. For example, if they monitor data from one or multiple credit bureaus. I also looked at the type of data each provider monitors. The identity theft protection services above monitor a wide range of data across several platforms on the dark web and clearnet.
- Alerts (15%). It’s important to act immediately to protect yourself and your family from cybercriminals. So, I checked how fast each provider detects data leaks or suspicious activity and notifies users, and the accuracy of these alerts. I prioritized identity theft protection services that continuously scan for leaked data or unauthorized activity and send timely alerts along with useful security recommendations.
- Identity theft insurance (15%). Identity theft can take a toll on your finances, from legal fees to payments made to cybercriminals if you’re a victim of cyber extortion. So, I chose identity theft protection services that offer insurance coverage for the whole family, so you have much-needed financial support.
- Recovery support (15%). I examined the type of identity recovery services that each provider offers, including the availability of dedicated recovery specialists to help families deal with the fallout of identity theft. For example, contacting financial institutions to block credit cards and filing police reports.
- Family management (10%). I assessed how easy different identity theft protection services make it for parents to monitor and manage protection for multiple family members, testing the dashboard interfaces and alert systems for children and adults.
- Child protection (10%). I evaluated each service's child identity monitoring capabilities, including tracking of Social Security numbers, school data breach alerts, and age-appropriate monitoring features.
- Senior coverage. I examined how well each service addresses the unique vulnerabilities of elderly family members, including protection against scams and financial fraud.
- Value for money. I compared family identity theft protection plans from different providers, assessing their features and extras (such as VPNs and parental control tools) to determine which services offer the best protection for your family's budget.
It’s essential to consider your family's specific needs when choosing an identity theft protection service. Some providers are better at protecting children’s identities, while others offer comprehensive online protection for the whole family. It’s important to understand these differences to choose an identity theft protection service that safeguards the privacy of every family member.
What is identity theft and how does it happen?
Identity theft occurs when criminals steal personal information for fraudulent purposes. Families face unique risks because criminals target multiple generations, from children's pristine credit histories to seniors' retirement accounts. Modern families often share devices, networks, and accounts, creating multiple vulnerability points for identity thieves to explore.
Common ways identity theft can occur include:
- Data breaches that expose school or medical records
- Social media account takeovers
- Compromised gaming accounts
- Phishing attacks targeting multiple family members
- Theft of family financial documents
- Medical identity theft affecting shared insurance
- Tax fraud using children's Social Security numbers
Criminals particularly target children because their clean credit histories can go unchecked for years. On the other hand, seniors often face sophisticated scams designed to exploit their trust and lack of familiarity with digital technology.
Why do families need identity theft protection?
Families face identity theft risks that are specific to them, which calls for specialized protection. Parents have to protect not just their own identity but also their children’s. During my research, I found that identity theft cases involving children can go undetected for years, threatening a young person’s credit and financial future right as they’re starting adulthood
Key vulnerabilities affecting families include:
- Multiple devices and shared networks
- Children's increased susceptibility to social engineering
- Seniors' vulnerability to sophisticated scams
- Shared family financial accounts
- School and activity registration data
- Family medical records
- Household public records
Identity theft protection services help families with extensive monitoring, speedy alerts, and family-wide recovery assistance. These services track the identities of all family members to identify any suspicious activity, helping avoid long-term harm from theft that may go unnoticed.
What should you look for in a family identity theft protection service?
When choosing an identity theft protection service for your family, look for providers that go beyond basic data monitoring. Here's what matters most:
- Child identity monitoring. Choose an identity theft service that protects your children's Social Security numbers and other personal information by scanning for unauthorized accounts, school data breaches, compromised gaming accounts, and social media vulnerabilities. The best services detect threats before criminals can exploit them.
- Multi-user management. The best family identity theft protection services provide seperate dashboards for adult family members while offering age-appropriate monitoring controls for children. Look for customizable alerts, easy member addition, and separate login credentials for teens and adult children to maintain privacy while ensuring protection.
- Recovery support. Opt for an identity theft protection service that offers comprehensive family insurance coverage and dedicated specialists who understand child identity restoration and senior-specific fraud. Also, ensure the provider offers clear documentation to guide your whole family through recovery if identity theft occurs.
- Additional security features. Choose an identity theft protection service that enhances protection through parental controls, safe browsing tools, family password management, and VPN coverage for all devices. Social media monitoring is particularly important for families with teens.
Each family has different needs, so be sure to choose an identity theft protection service that can provide extensive protection for all the members of your family.
Parents of young children may focus heavily on SSN monitoring and parental controls, for example, while those with teenagers need strong social media protection. Families with elderly parents should focus on services with strong fraud detection and recovery support.
How to prevent identity theft
While no identity theft protection service guarantees complete protection, you can take steps to safeguard the identities of your family members online:
- Family digital security. You can protect your family by implementing strong, unique passwords and using multi-factor authentication on all online accounts. Also, enable parental controls on children's devices and secure your home Wi-Fi network. I also recommend installing reputable security software across all devices and using a family password manager to keep your credentials safe.
- Document protection. I recommend keeping physical documents in a locked safe and shredding sensitive paperwork before disposing of it. Also, stay vigilant about sharing children's school information and keep yourfamily medical records secure. Monitor the credit reports of all family members regularly and keep a close watch on elderly parents' financial accounts.
- Education and communication. It’s also important to teach kids about online privacy best practices and educate seniors about common scams. Encourage family members to report any suspicious activity and learn about the evolving cyber threat landscape.
Although family members must remain vigilant to prevent identity theft, you don’t have to do it alone. A good identity theft protection service can help identify and mitigate threats before cybercriminals can compromise your family’s privacy.
Our final verdict
While no service can prevent all threats, the right identity protection service can provide early warning and expert support when issues arise. In my opinion, NordProtect is the overall best identity theft protection service for families. However, if you want a comprehensive online safety solution for your family, Aura may be a better pick.
Consider your family’s specific needs when choosing an identity theft protection service. Families with young children should prioritize solutions that include parental controls, while parents of teens should consider social media protection and monitoring of gaming accounts. If you also care for elderly parents, seek robust fraud prevention and senior-specific support services.
Besides using identity theft protection services, it’s best to teach your family to follow cybersecurity best practices, such as using strong passwords and reporting any suspicious activity immediately.
More ID theft protection guides from Cybernews:
FAQ
What is the best identity theft protection site?
While Aura offers the most comprehensive family protection, NordProtect, Norton LifeLock, and IDShield also have strong family features. I recommend choosing an identity theft monitoring service based on your family’s specific needs, like child SSN monitoring or senior fraud protection.
What is an example of family identity protection?
The best identity theft protection services monitor children's Social Security numbers, credit reports, and school records, while also tracking parents' financial accounts and seniors' risk of fraud. Coverage typically includes real-time monitoring across credit bureaus, dark web scanning, and insurance up to $1 million per adult family member.
What are the common signs of identity theft?
For adults unexpected credit changes, unauthorized accounts, or missing mail. For children: credit reports in their name or collection calls. For teens: suspicious social media accounts. For seniors: unexpected financial statements or unauthorized claims for government benefits.
What should I do if my child's identity is stolen?
File a police report immediately. Contact the FTC and credit bureaus to place a freeze. Document everything and work with your identity protection service's recovery team. Keep copies of all communications and consider requesting new Social Security numbers.
At what age should I start monitoring my child's identity?
Start identity theft monitoring as soon as your child receives a Social Security number. Criminals target even newborns' clean credit histories, so early detection can prevent years of potential damage.
How many family members can be covered under one plan?
Most services cover two to five adults and four to ten children. Some plans include unlimited children or additional adult family members. Coverage often extends to elderly parents and adult children under the age of 26 who live at home.
